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The Online Platform Economy in 2018

Drivers, Workers, Sellers, and Lessors

Cover of the report 'The Online Platform Economy in 2018'

Technological innovation is transforming economic exchange. Just a decade ago, the Online Platform Economy comprised a handful of marketplaces connecting independent sellers to buyers of physical goods. Today, platforms connect drivers to passengers, property owners to renters, and artisans to customers, among many other transactions. Relying on platforms to access almost any kind of good or service from some independent supplier has become a routine part of daily life for many consumers. Have these innovations created viable new options for making a living?

In this report, we extend the JPMorgan Chase Institute Online Platform Economy dataset series through March 2018, as well as expand the sample to 39 million unique account holders and 128 platforms. We track 38 million payments directed through these platforms to 2.3 million Chase account holders. Our analysis allows us to document the growth of platform earnings and participation, ultimately offering new insights about supply-side participation in the Online Platform Economy.

View the Report   The Online Platform Economy in 2018

On the Rise: Out-of-Pocket Healthcare Spending in 2017

In this new report, we describe the enhancements to, and key findings from, the updated JPMCI Healthcare-Out-of-Pocket Spending Panel that includes the first available estimates of 2017 healthcare out-of-pocket spending trends, as well as a first-ever look at year-over-year trends at the state and county level for different demographic groups. We also reflect these updates in interactive HOSP Geographic Data Visualization tool, which allows exploration of further detail and insights.

View the Report  “On the Rise” View the Data Visualization  “for HOSP”

JPMorgan Chase Institute 2018 Inaugural Conference on Economic Research

JPMorgan Chase Conference Panel

On June 21, 2018, the JPMorgan Chase Institute convened academics, policy makers, and other experts for our inaugural Conference on Economic Research. This daylong event marked the Institute’s three year anniversary and served as an opportunity to discuss key Institute research themes.

Read the Insight  “JPMorgan Chase Institute 2018 Inaugural Conference on Economic Research”


Falling Behind: Bank data on the Role of Income and Savings in Mortgage Default

Income Shocks and Mortgage Default

In this follow-up research to our Mortgage Modifications after the Great Recession report, we further examine the relationship between income shocks and mortgage default, as well as the relationships between financial buffers, income, payment burden, and default rates.

Read the Report  “Falling Behind: Bank data on the Role of Income and Savings in Mortgage Default”


Weathering Natural Disasters: How Hurricanes Harvey and Irma affected local economies

Weathering Natural Disasters

JPMorgan Chase Institute (JPMCI) analyzed the impact of Hurricanes Harvey and Irma on individual financial outcomes, small business resilience, and local consumer commerce to understand how they affected local economies in the months post-landfall.

View Our Research about the financial implications of Hurricane Harvey


Spotlight: Profiles of Local Consumer Commerce

It’s time to use hard data and smart insights to address the complex problems that affect us all.

That’s why we established the JPMorgan Chase Institute.

The JPMorgan Chase Institute aims to help decision makers – policymakers, businesses, and nonprofit leaders – appreciate the scale, granularity, diversity, and interconnectedness of the global economic system and use better facts, timely data and thoughtful analysis to make smarter decisions to advance global prosperity.

Learn more about the JPMorgan Chase Institute