We no longer support this browser. Using a supported browser will provide a better experience.

Please update your browser.

Close browser message

RESEARCH

Household Income & Spending

The JPMorgan Chase Institute utilizes granular transaction level data to examine U.S. household income and consumption, including levels of volatility and extraordinary cash flow events.

Filter by Research Type

Household Income & Spending

The First 100 Days and Beyond

Data-Driven Policies to Support Inclusive Economic Recovery and Equitable Long-Term Growth

Household Income & Spending

Unemployment insurance, job search, and spending during the pandemic

Household Income & Spending

Household Cash Balances during COVID-19: A Distributional Perspective

JPMorgan Chase Institute Take

Household Income & Spending

The New Year’s Cliff: How the Expiration of Unemployment Benefits Will Affect Families

The New Year’s Cliff: How the Expiration of Unemployment Benefits Will Affect Families

Household Income & Spending

Expanded Unemployment Benefits and the Impact of Inaction

JPMorgan Chase Institute Take

COVID-19

Initial Impacts of the Pandemic Reflect that Families Changed their Saving and Spending Behavior

JPMorgan Chase Institute Take

Household Income & Spending

Data Dialogue: National Urban League, PolicyLink, and the Joint Center for Political and Economic Studies Discuss Racial, Economic, and Social Equity

COVID-19

The Initial Household Spending Response to COVID-19

Evidence from Credit Card Transactions - Part 2

COVID-19

The Initial Household Spending Response to COVID-19

Evidence from Credit Card Transactions

Household Income & Spending

Racial Gaps in Financial Outcomes

Big Data Evidence

Household Income & Spending

How COVID-19 could widen racial gaps in financial outcomes

Household Income & Spending

Who benefits from a tax-payment deadline extension?

JPMorgan Chase Institute Take

Household Income & Spending

Coronavirus may impact workers' income volatility

JPMorgan Chase Institute Take

Household Income & Spending

Tax Refunds and Household Spending

Household Income & Spending

The potential economic impacts of COVID-19 on families, small businesses, and communities

Insights from five years of big data research

Household Income & Spending

Weathering Volatility 2.0

A Monthly Stress Test to Guide Savings

Household Income & Spending

In Conversation: Experts on Student Loan Payments and JPMC Institute Research

Household Income & Spending

Data and Collaboration for Good

The JPMorgan Chase Institute 2nd Annual Conference on Economic Research

Household Income & Spending

Tax Time

How Families Manage Tax Refunds and Payments

Household Income & Spending

Estimating Family Income from Administrative Banking Data

A Machine Learning Approach

Household Income & Spending

JPMorgan Chase Institute 2018 Inaugural Conference on Economic Research

Household Income & Spending

The Monthly Stress-Test on Family Finances

Household Income & Spending

Why Managing Expenses Is Not an Easy Task

Household Income & Spending

A Year of Low Gas Prices: The Consumer Response in 15 Metro Areas

Household Income & Spending

The Consumer Response to Lower Gas Prices

Household Income & Spending

The Consumer Response to a Year of Low Gas Prices

Evidence From 1 Million People

Household Income & Spending

Taking the Financial Stress Out of Tax Time

Household Income & Spending

Recovering from Job Loss

The Role of Unemployment Insurance

Household Income & Spending

How Falling Gas Prices Fuel the Consumer

Evidence From 25 Million People

Household Income & Spending

Weathering Volatility

Big Data on the Financial Ups and Downs of U.S. Individuals

Household Income & Spending

How Much Cash Buffer Do You Need?

Data Visualization

Household Income & Spending

Where did recent gas price declines affect consumers the most?

Household Income & Spending

Infographic: How Falling Gas Prices Fuel the Consumer

Household Income & Spending

Infographic: Weathering Volatility