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RESEARCH

Household Income & Spending

The JPMorgan Chase Institute utilizes granular transaction level data to examine U.S. household income and consumption, including levels of volatility and extraordinary cash flow events.

Household Spending & Income Small Business Healthcare Household Debt Cities and Local Communities Financial Markets Labor Markets COVID-19 View All Topics
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Household Income & Spending

2021-07-29T00:00:00.000-05:00

When unemployment insurance benefits are rolled back

Impacts on job finding and the recipients of the Pandemic Unemployment Assistance Program
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Household Income & Spending

2021-06-30T00:00:00.000-05:00

Financial outcomes by race during COVID-19
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Household Income & Spending

2021-05-10T00:00:00.000-05:00

Household Finances Pulse: Cash Balances during COVID-19

Last updated with March 2021 data
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Household Income & Spending

2021-05-04T00:00:00.000-05:00

Family cash balances, income, and expenditures trends through 2021

A distributional perspective
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Household Income & Spending

2021-02-24T00:00:00.000-05:00

The First 100 Days and Beyond

Data-Driven Policies to Support Inclusive Economic Recovery and Equitable Long-Term Growth
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Household Income & Spending

2021-02-10T00:00:00.000-05:00

Unemployment insurance, job search, and spending during the pandemic
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Household Income & Spending

2020-12-16T00:00:00.000-05:00

Household Cash Balances during COVID-19: A Distributional Perspective

JPMorgan Chase Institute Take
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Household Income & Spending

2020-12-15T00:00:00.000-05:00

The New Year’s Cliff: How the Expiration of Unemployment Benefits Will Affect Families

The New Year’s Cliff: How the Expiration of Unemployment Benefits Will Affect Families
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Household Income & Spending

2020-08-10T00:00:00.000+05:30

Expanded Unemployment Benefits and the Impact of Inaction

JPMorgan Chase Institute Take
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COVID-19

2020-06-25T00:00:00.000+05:30

Initial Impacts of the Pandemic Reflect that Families Changed their Saving and Spending Behavior

JPMorgan Chase Institute Take
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Household Income & Spending

2020-06-03T00:00:00.000+05:30

Data Dialogue: National Urban League, PolicyLink, and the Joint Center for Political and Economic Studies Discuss Racial, Economic, and Social Equity
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COVID-19

2020-05-27T00:00:00.000-04:00

The Initial Household Spending Response to COVID-19

Evidence from Credit Card Transactions - Part 2
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COVID-19

2020-05-14T00:00:00.000-04:00

The Initial Household Spending Response to COVID-19

Evidence from Credit Card Transactions
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Household Income & Spending

2020-04-20T00:00:00.000+05:30

Racial Gaps in Financial Outcomes

Big Data Evidence
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Household Income & Spending

2020-04-16T00:00:00.000-04:00

How COVID-19 could widen racial gaps in financial outcomes
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Household Income & Spending

2020-03-31T00:00:00.000-04:00

Who benefits from a tax-payment deadline extension?

JPMorgan Chase Institute Take
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Household Income & Spending

2020-03-24T00:00:00.000-04:00

Coronavirus may impact workers' income volatility

JPMorgan Chase Institute Take
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Household Income & Spending

2020-03-06T00:00:00.000-05:00

Tax Refunds and Household Spending
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Household Income & Spending

2020-03-01T00:00:00.000-05:00

The potential economic impacts of COVID-19 on families, small businesses, and communities

Insights from five years of big data research
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Household Income & Spending

2019-10-23T00:00:00.000-04:00

Weathering Volatility 2.0

A Monthly Stress Test to Guide Savings
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Household Income & Spending

2019-09-26T00:00:00.000-04:00

In Conversation: Experts on Student Loan Payments and JPMC Institute Research
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Household Income & Spending

2019-07-31T00:00:00.000+05:30

Data and Collaboration for Good

The JPMorgan Chase Institute 2nd Annual Conference on Economic Research
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Household Income & Spending

2019-03-01T00:00:00.000-05:00

Tax Time

How Families Manage Tax Refunds and Payments
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Household Income & Spending

2018-12-04T00:00:00.000-05:00

Estimating Family Income from Administrative Banking Data

A Machine Learning Approach
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Household Income & Spending

2018-08-29T00:00:00.000-04:00

JPMorgan Chase Institute 2018 Inaugural Conference on Economic Research
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Household Income & Spending

2017-03-17T00:00:00.000-04:00

The Monthly Stress-Test on Family Finances
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Household Income & Spending

2017-02-09T00:00:00.000-05:00

Why Managing Expenses Is Not an Easy Task
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Household Income & Spending

2016-07-14T00:00:00.000-04:00

A Year of Low Gas Prices: The Consumer Response in 15 Metro Areas
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Household Income & Spending

2016-07-11T00:00:00.000-04:00

The Consumer Response to Lower Gas Prices
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Household Income & Spending

2016-07-01T00:00:00.000-04:00

The Consumer Response to a Year of Low Gas Prices

Evidence From 1 Million People
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Household Income & Spending

2016-04-13T00:00:00.000-04:00

Taking the Financial Stress Out of Tax Time
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Household Income & Spending

2016-01-31T00:00:00.000-05:00

Recovering from Job Loss

The Role of Unemployment Insurance
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Household Income & Spending

2015-10-01T00:00:00.000-04:00

How Falling Gas Prices Fuel the Consumer

Evidence From 25 Million People
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Household Income & Spending

2015-05-01T00:00:00.000-04:00

Weathering Volatility

Big Data on the Financial Ups and Downs of U.S. Individuals
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Household Income & Spending

How Much Cash Buffer Do You Need?

Data Visualization
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Household Income & Spending

Where did recent gas price declines affect consumers the most?
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Household Income & Spending

Infographic: How Falling Gas Prices Fuel the Consumer
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Household Income & Spending

Infographic: Weathering Volatility