Housing access and affordability

Deploying capital through tools such as debt, equity and grants to construct or preserve housing supply, in collaboration with developers, owners, non-profits and state and local governments.

Helping consumers—including first-time homebuyers—purchase homes through mortgage lending, advising and innovative construction like modular and manufactured homes as future product offerings.

Using data-driven insights to identify gaps in the market, leveraging the JPMorganChase PolicyCenter and Institute to translate research into evidence-based policy recommendations and help direct our resources to where they will have the greatest impact.

JPMorganChase is dedicated to helping ensure that all homeowners can fully enjoy the benefits of homeownership, including the ability to build and pass on wealth to their families.

American families face an increasingly unaffordable housing market. JPMorganChase shares promising strategies from our national and local partnerships, business insights, philanthropic investments, research, and policy expertise to help build or preserve affordable housing across communities, including specific approaches being implemented in Chicago.

Vacant homes can create a cycle of economic decline that depresses property values, limits economic activity, and contributes to physical disrepair of homes. JPMorganChase shares lessons learned from our multi-faceted approach to help advance place-based neighborhood development strategies.