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RESEARCH

Household Debt

The JPMorgan Chase Institute examines the use of consumer loans and credit card spending by US consumers as well as the impacts of policy measures on household consumption.

Household Spending & Income Small Business Healthcare Household Debt Cities and Local Communities Financial Markets Labor Markets COVID-19 View All Topics
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Household Debt

2023-05-26T00:00:00.000-05:00

The potential borrower impact of proposed IDR reforms

JPMorgan Chase Institute Take
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Research

2022-08-31T00:00:00.000-05:00

Who benefits from the 2022 student debt cancellation?

JPMorgan Chase Institute
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Household Debt

2022-06-28T00:00:00.000-05:00

Income Driven Repayment: Who needs student loan payment relief?
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Household Debt

2021-10-21T00:00:00.000-05:00

How did landlords fare during COVID?
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Household Debt

2021-04-01T00:00:00.000-05:00

Balancing accessibility and fraud prevention in housing assistance
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Household Debt

2021-03-17T00:00:00.000-05:00

Who Benefits from Student Debt Cancellation?
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Research

2021-03-11T00:00:00.000-05:00

Renters vs. Homeowners

Income and Liquid Asset Trends during COVID-19
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Household Debt

2020-12-02T00:00:00.000-05:00

Tapping Home Equity

Income and Spending Trends Around Cash-Out Refinances and HELOCs
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Household Debt

2020-12-02T00:00:00.000-05:00

Did Mortgage Forbearance Reach the Right Homeowners?

Income and Liquid Assets Trends for Homeowners during the COVID-19 Pandemic
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Household Debt

2020-10-01T00:00:00.000-05:00

Student Loan Debt: Who is Paying it Down?

Evidence from administrative banking data, credit bureau student loan data, and public records on race
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Household Debt

2020-06-26T00:00:00.000+05:30

The Housing Wealth Effect in the Post-Great Recession Period

Evidence from Big Data
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Household Debt

2020-04-09T00:00:00.000-04:00

Forbearance for mortgages a short-term solution; savings programs for the long term

JPMorgan Chase Institute Take
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Household Debt

2019-07-01T00:00:00.000-04:00

Student Loan Payments

Evidence from 4 Million Families
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Household Debt

2019-06-01T00:00:00.000-04:00

Trading Equity for Liquidity

Bank Data on the Relationship Between Liquidity and Mortgage Default
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Household Debt

2018-10-01T00:00:00.000-04:00

Falling Behind

Bank Data on the Role of Income and Savings in Mortgage Default
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Household Debt

2017-12-01T00:00:00.000-05:00

Mortgage Modifications after the Great Recession

New Evidence and Implications for Policy
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Household Debt

2017-04-20T00:00:00.000-04:00

The Consumer Spending Response to Mortgage Resets
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Household Debt

2017-04-01T00:00:00.000-04:00

The Consumer Spending Response to Mortgage Resets Report

Microdata on Monetary Policy