The Purchasing Power of Household Incomes: Worker outcomes through August 2023 by income and race

Household Income & Spending

2023-11-20T00:00:00.000-05:00

The Purchasing Power of Household Incomes: Worker outcomes through August 2023 by income and race

Household Income & Spending

2023-07-12T00:00:00.000-05:00

Household Pulse: Balances through March 2023

Household Income & Spending

2023-07-12T00:00:00.000-05:00

Household Cash Buffer Management from the Great Recession through COVID-19

Household Debt

2023-06-21T00:00:00.000-05:00

Measuring the gap: Refinancing trends and disparities during the COVID-19 pandemic

Research

2023-06-15T00:00:00.000-05:00

Household Pulse & Cash Buffer Management throughout the pandemic

Household Debt

2023-05-26T00:00:00.000-05:00

The potential borrower impact of proposed IDR reforms

JPMorgan Chase Institute Take

Small Business

2023-05-24T00:00:00.000-05:00

Cash or credit: Small business use of credit cards for cash flow management

Cities and Local Communities

2023-01-31T00:00:00.000-05:00

Downtown Downturn: The Covid Shock to Brick-and-Mortar Retail

Financial Markets

2022-12-12T00:00:00.000-05:00

The Dynamics and Demographics of U.S. Household Crypto-Asset Use

Household Income & Spending

2022-11-15T00:00:00.000-05:00

How families used the advanced Child Tax Credit

Household Income & Spending

2022-10-27T00:00:00.000-05:00

The Purchasing Power of Household Incomes from 2019 to 2022

Household Income & Spending

2022-09-13T00:00:00.000-05:00

Household Pulse through June 2022: Gains for most, but not all

Last Updated with June 2022 data

Research

2022-08-31T00:00:00.000-05:00

Who benefits from the 2022 student debt cancellation?

JPMorgan Chase Institute

Household Income & Spending

2022-08-15T00:00:00.000-05:00

Expanding Access to Unemployment Insurance

Spending and Job-Finding Impacts of Expanded Unemployment Benefits

Household Income & Spending

2022-07-26T00:00:00.000-05:00

Credit and the Family: The Economic Consequences of Closing the Credit Gap of US Couples

Household Debt

2022-06-28T00:00:00.000-05:00

Income Driven Repayment: Who needs student loan payment relief?

Household Income & Spending

2022-06-21T00:00:00.000-05:00

Household Pulse: The State of Cash Balances through March 2022

Last Updated with March 2022 data

Healthcare

2022-05-26T00:00:00.000-05:00

Healthcare spending through the Pandemic: the impact of high-cost medical events on household finances

Household Income & Spending

2022-05-19T00:00:00.000-05:00

Racial Income Inequality Dynamics

Big Data Insights from 2013 through COVID-19

Small Business

2022-05-03T00:00:00.000-05:00

Small business owner liquid wealth at firm startup and exit

Household Income & Spending

2022-04-20T00:00:00.000-05:00

Rising prices for fuel, rent, and food eat into families’ financial gains

JPMorgan Chase Institute Take

Household Income & Spending

2022-04-18T00:00:00.000-05:00

Lessons learned from the Pandemic Unemployment Assistance Program during COVID-19

Cities and Local Communities

2022-04-11T00:00:00.000-05:00

Post-COVID Consumer Spending in New York City

Financial Markets

2022-03-29T00:00:00.000-05:00

Reading Inflation Expectations from the Treasury Market

Insights from Institutional Investor Trading Activity

Labor Markets

2022-03-02T00:00:00.000-05:00

What do Fed rate hikes mean for U.S. households’ financial health?

JPMorgan Chase Institute Take

Household Income & Spending

2022-02-23T00:00:00.000-05:00

Household Pulse: The State of Cash Balances at Year End

Last Updated with December 2021 data

Research

2022-02-17T00:00:00.000-05:00

Will this tax season be a boost or bust?

JPMorgan Chase Institute Take

Research

2021-12-15T00:00:00.000-05:00

Year in Review: 10 Key charts that summarize 2021

Small Business

2021-12-09T00:00:00.000-05:00

Did the Paycheck Protection Program Support Small Business Activity?

Cities and Local Communities

2021-11-30T00:00:00.000-05:00

The COVID Shock to Online Retail: The persistence of new online shopping habits and implications for the future of cities

Household Income & Spending

2021-11-15T00:00:00.000-05:00

Household Cash Balance Pulse: Family Edition

Last updated with September 2021 data

Household Debt

2021-10-21T00:00:00.000-05:00

How did landlords fare during COVID?

Labor Markets

2021-10-18T00:00:00.000-05:00

The Online Platform Economy through the Pandemic

Household Income & Spending

2021-09-21T00:00:00.000-05:00

How did the distribution of income growth change alongside the hot pre-pandemic labor market and recent fiscal stimulus?

Household Income & Spending

2021-09-15T00:00:00.000-05:00

Household Finances Pulse: Cash Balances during COVID-19

Last updated with July 2021 data

Labor Markets

2021-08-31T00:00:00.000-05:00

The Governor’s choice: Continue or end expanded unemployment benefits?

Household Income & Spending

2021-08-17T00:00:00.000-05:00

Spending after Job Loss from the Great Recession through COVID-19

The Roles of Financial Health, Race, and Policy

Household Income & Spending

2021-07-29T00:00:00.000-05:00

When unemployment insurance benefits are rolled back

Impacts on job finding and the recipients of the Pandemic Unemployment Assistance Program

Household Income & Spending

2021-06-30T00:00:00.000-05:00

Financial outcomes by race during COVID-19

Small Business

2021-06-23T00:00:00.000-05:00

Small Business Finances in Illinois during the COVID-19 Pandemic

Cities and Local Communities

2021-06-15T00:00:00.000-05:00

The Local Commerce Data Series

Household Income & Spending

2021-05-04T00:00:00.000-05:00

Family cash balances, income, and expenditures trends through 2021

A distributional perspective

Cities and Local Communities

2021-04-19T00:00:00.000-05:00

Retail Spending Response to Local Conditions during COVID-19

Cities and Local Communities

2021-04-06T00:00:00.000-05:00

Local Commerce Data Series: Pandemic Spending

Household Debt

2021-04-01T00:00:00.000-05:00

Balancing accessibility and fraud prevention in housing assistance

Household Debt

2021-03-17T00:00:00.000-05:00

Who Benefits from Student Debt Cancellation?

Research

2021-03-11T00:00:00.000-05:00

Renters vs. Homeowners

Income and Liquid Asset Trends during COVID-19

Small Business

2021-03-04T00:00:00.000-05:00

Small business ownership and liquid wealth

Household Income & Spending

2021-02-24T00:00:00.000-05:00

The First 100 Days and Beyond

Data-Driven Policies to Support Inclusive Economic Recovery and Equitable Long-Term Growth

Household Income & Spending

2021-02-10T00:00:00.000-05:00

Unemployment insurance, job search, and spending during the pandemic

Small Business

2021-01-27T00:00:00.000-05:00

The Paycheck Protection Program

Small Business Balances, Revenues, and Expenses in the Weeks after Loan Disbursement

Financial Markets

2021-01-21T00:00:00.000+05:30

The Stock Market and Household Financial Behavior

Household Income & Spending

2020-12-16T00:00:00.000-05:00

Household Cash Balances during COVID-19: A Distributional Perspective

JPMorgan Chase Institute Take

Household Income & Spending

2020-12-15T00:00:00.000-05:00

The New Year’s Cliff: How the Expiration of Unemployment Benefits Will Affect Families

The New Year’s Cliff: How the Expiration of Unemployment Benefits Will Affect Families

Household Debt

2020-12-02T00:00:00.000-05:00

Tapping Home Equity

Income and Spending Trends Around Cash-Out Refinances and HELOCs

Household Debt

2020-12-02T00:00:00.000-05:00

Did Mortgage Forbearance Reach the Right Homeowners?

Income and Liquid Assets Trends for Homeowners during the COVID-19 Pandemic

Small Business

2020-11-19T00:00:00.000-05:00

Small Business Expenses during COVID-19

Cities and Local Communities

2020-11-19T00:00:00.000-05:00

Home Advantage? Resident Retail Distances and Small Business Financial Outcomes

Labor Markets

2020-10-15T00:00:00.000-05:00

The unemployment benefit boost: Initial trends in spending and saving when the $600 supplement ended

Household Debt

2020-10-01T00:00:00.000-05:00

Student Loan Debt: Who is Paying it Down?

Evidence from administrative banking data, credit bureau student loan data, and public records on race

Household Income & Spending

2020-08-10T00:00:00.000+05:30

Expanded Unemployment Benefits and the Impact of Inaction

JPMorgan Chase Institute Take

Cities and Local Communities

2020-07-31T00:00:00.000-05:00

Data Dialogue: The Initial Impact of COVID-19 on Consumer Spending and Local Economies

Small Business

2020-07-22T00:00:00.000+05:30

Small Business Owner Race, Liquidity, and Survival

Racial Gaps in Small Business Outcomes

Small Business

2020-07-20T00:00:00.000-04:00

Small Business Financial Outcomes during the COVID-19 Pandemic

Labor Markets

2020-07-16T00:00:00.000-05:00

Report Consumption Effects of Unemployment Insurance during the COVID-19 Pandemic

Labor Markets

2020-07-15T00:00:00.000-05:00

Consumption Effects of Unemployment Insurance during the COVID-19 Pandemic

Cities and Local Communities

2020-07-01T00:00:00.000-05:00

The Early Impact of COVID-19 on Local Commerce Report

Changes in Spend Across Neighborhoods and Online

Financial Markets

2020-07-01T00:00:00.000+05:30

Fed watchers now turn their attention to September

JPMorgan Chase Institute Take

Household Debt

2020-06-26T00:00:00.000+05:30

The Housing Wealth Effect in the Post-Great Recession Period

Evidence from Big Data

COVID-19

2020-06-25T00:00:00.000+05:30

Initial Impacts of the Pandemic Reflect that Families Changed their Saving and Spending Behavior

JPMorgan Chase Institute Take

Small Business

2020-06-24T00:00:00.000+05:30

Small Business Financial Outcomes during the Onset of COVID-19

Household Income & Spending

2020-06-03T00:00:00.000+05:30

Data Dialogue: National Urban League, PolicyLink, and the Joint Center for Political and Economic Studies Discuss Racial, Economic, and Social Equity

Cities and Local Communities

2020-06-03T00:00:00.000+05:30

The Early Impact of COVID-19 on Local Commerce

Changes in Spend Across Neighborhoods and Online

Small Business

2020-05-29T00:00:00.000+05:30

Data Dialogue: The Economic Impacts of COVID-19 on Small Business

COVID-19

2020-05-27T00:00:00.000-04:00

The Initial Household Spending Response to COVID-19 Part 2

Evidence from Credit Card Transactions - Part 2

Financial Markets

2020-05-20T00:00:00.000-04:00

Tracking Spillovers During the Taper Tantrum

Evidence from Institutional Investor Transactions in Emerging Markets

COVID-19

2020-05-14T00:00:00.000-04:00

The Initial Household Spending Response to COVID-19

Evidence from Credit Card Transactions

Cities and Local Communities

2020-05-04T00:00:00.000-04:00

How COVID-19 is impacting local economies and small businesses

JPMorgan Chase Institute Take

Small Business

2020-05-04T00:00:00.000-04:00

A Cash Flow Perspective on the Small Business Sector

Household Income & Spending

2020-04-20T00:00:00.000+05:30

Racial Gaps in Financial Outcomes

Big Data Evidence

Household Income & Spending

2020-04-16T00:00:00.000-04:00

How COVID-19 could widen racial gaps in financial outcomes

Household Debt

2020-04-09T00:00:00.000-04:00

Forbearance for mortgages a short-term solution; savings programs for the long term

JPMorgan Chase Institute Take

Small Business

2020-04-01T00:00:00.000-04:00

Small Business Cash Liquidity in 25 Metro Areas

Labor Markets

2020-03-31T00:00:00.000-05:00

Expanded unemployment insurance may lessen impact of layoffs

JPMorgan Chase Institute take

Household Income & Spending

2020-03-31T00:00:00.000-04:00

Who benefits from a tax-payment deadline extension?

JPMorgan Chase Institute Take

Household Income & Spending

2020-03-24T00:00:00.000-04:00

Coronavirus may impact workers' income volatility

JPMorgan Chase Institute Take

Small Business

2020-03-20T00:00:00.000-04:00

Quick liquidity to small businesses could mitigate impacts from coronavirus

JPMorgan Chase Institute Take

Household Income & Spending

2020-03-06T00:00:00.000-05:00

Tax Refunds and Household Spending

Household Income & Spending

2020-03-01T00:00:00.000-05:00

The potential economic impacts of COVID-19 on families, small businesses, and communities

Insights from five years of big data research

Small Business

2019-12-04T00:00:00.000-05:00

Small Business Financial Outcomes in Miami Communities

Healthcare

2019-11-21T00:00:00.000-05:00

The Gender Gap: Exploring Consumer and Small Business Financial Health

Healthcare

2019-11-05T00:00:00.000-05:00

Financial and Physical Health in a Changing Healthcare Market

Labor Markets

2019-10-31T00:00:00.000-04:00

Bridging the Gap

How Families Use the Online Platform Economy to Manage their Cash Flow

Household Income & Spending

2019-10-23T00:00:00.000-04:00

Weathering Volatility 2.0

A Monthly Stress Test to Guide Savings

Small Business

2019-09-30T00:00:00.000-04:00

Place Matters

Small Business Financial Health in Urban Communities

Household Income & Spending

2019-09-26T00:00:00.000-04:00

In Conversation: Experts on Student Loan Payments and JPMC Institute Research

Small Business

2019-08-12T00:00:00.000-04:00

Facing Uncertainty

Small Business Cash Flow Patterns in 25 U.S. Cities

Household Income & Spending

2019-07-31T00:00:00.000+05:30

Data and Collaboration for Good

The JPMorgan Chase Institute 2nd Annual Conference on Economic Research

Household Debt

2019-07-01T00:00:00.000-04:00

Student Loan Payments

Evidence from 4 Million Families

Household Debt

2019-06-01T00:00:00.000-04:00

Trading Equity for Liquidity

Bank Data on the Relationship Between Liquidity and Mortgage Default

Cities and Local Communities

2019-06-01T00:00:00.000-04:00

The San Francisco Economy

Household and Small Business Financial Outcomes

Small Business

2019-05-09T00:00:00.000-04:00

How Data Can Improve the Financial Health of U.S. Small Businesses

Small Business

2019-05-01T00:00:00.000-04:00

The Small Business Sector in Urban America

Growth and Vitality in 25 Cities

Labor Markets

2019-04-01T00:00:00.000-05:00

The Online Platform Economy in 27 Metro Areas

The Experience of Drivers and Lessors

Labor Markets

2019-03-22T00:00:00.000-05:00

Technology and the Future of Work

Household Income & Spending

2019-03-01T00:00:00.000-05:00

Tax Time

How Families Manage Tax Refunds and Payments

Small Business

2019-02-01T00:00:00.000-05:00

Gender, Age, and Small Business Financial Outcomes

Financial Markets

2019-01-15T00:00:00.000-05:00

Does the Timing of Central Bank Announcements Matter?

Trade-Level Data on Hedge Fund Behavior Before Swiss National Bank Meetings

Cities and Local Communities

2018-12-04T00:00:00.000-05:00

Local Commerce Index

The Local Commerce Index (LCI) is a measure of the monthly year-over-year growth rate of everyday debit and credit card spending by over 64 million de-identified Chase customers across 14 metro areas in the US. The LCI is an alternative view of the health and vibrancy of the US consumer.

Household Income & Spending

2018-12-04T00:00:00.000-05:00

Estimating Family Income from Administrative Banking Data

A Machine Learning Approach

Healthcare

2018-12-01T00:00:00.000-05:00

Deferred Care

How Tax Refunds Enable Healthcare Spending

Cities and Local Communities

2018-12-01T00:00:00.000-05:00

Shopping Near and Far: Local Commerce in the Digital Age

Insights from 4 Billion Transactions across the United States

Labor Markets

2018-10-23T00:00:00.000-05:00

Measuring the Online Platform Economy

How Banking and Survey Data Compare

Household Debt

2018-10-01T00:00:00.000-04:00

Falling Behind

Bank Data on the Role of Income and Savings in Mortgage Default

Healthcare

2018-10-01T00:00:00.000-04:00

On the Rise

Out-of-Pocket Healthcare Spending in 2017

Labor Markets

2018-09-01T00:00:00.000-05:00

The Online Platform Economy in 2018

Drivers, Workers, Sellers, and Lessors

Household Income & Spending

2018-08-29T00:00:00.000-04:00

JPMorgan Chase Institute 2018 Inaugural Conference on Economic Research

Small Business

2018-07-01T00:00:00.000-04:00

Growth, Vitality, and Cash Flows

High-Frequency Evidence from 1 Million Small Businesses

Labor Markets

2018-06-20T00:00:00.000-05:00

Where are all the Contingent Workers?

Financial Markets

2018-06-12T00:00:00.000-04:00

FX Markets Move on Surprise News

Institutional Investor Trading Behavior around Brexit, the U.S. Election, and the Swiss Franc Floor

Healthcare

2018-04-01T00:00:00.000-04:00

Filing Taxes Early, Getting Healthcare Late

Insights from 1.2 Million Households

Healthcare

2018-03-15T00:00:00.000-04:00

Healthcare When It’s Needed

How to Mitigate High Costs and Deferred Care

Cities and Local Communities

2018-03-01T00:00:00.000-05:00

The Commercial Vibrancy of Chicago Neighborhoods, 2016

Small Business

2018-02-01T00:00:00.000-05:00

Bend, Don’t Break

Small Business Financial Resilience After Hurricanes Harvey and Irma

Cities and Local Communities

2018-02-01T00:00:00.000-05:00

Weathering the Storm

The Financial Impacts of Hurricanes Harvey and Irma on One Million Households

Cities and Local Communities

2018-02-01T00:00:00.000-05:00

Local Consumer Commerce in the Wake of a Hurricane

Healthcare

2017-12-14T00:00:00.000-05:00

Institute Insights for Open Enrollment

Household Debt

2017-12-01T00:00:00.000-05:00

Mortgage Modifications after the Great Recession

New Evidence and Implications for Policy

Small Business

2017-11-01T00:00:00.000-04:00

Paying a Premium

Dynamics of the Small Business Owner Health Insurance Market

Small Business

2017-10-10T00:00:00.000-04:00

Younger and Lower Income Consumers Drive Small Business Spending

Healthcare

2017-09-06T00:00:00.000-04:00

Coping with Medical Costs through Life

Healthcare

2017-09-01T00:00:00.000-04:00

Paying Out-of-Pocket

The Healthcare Spending of 2 Million U.S. Families

Small Business

2017-09-01T00:00:00.000-04:00

Mapping Segments in the Small Business Sector

Healthcare

2017-05-01T00:00:00.000-04:00

The Gender Gap in Financial Outcomes

The Impact of Medical Payments

Household Debt

2017-04-20T00:00:00.000-04:00

The Consumer Spending Response to Mortgage Resets

Household Debt

2017-04-01T00:00:00.000-04:00

The Consumer Spending Response to Mortgage Resets Report

Microdata on Monetary Policy

Household Income & Spending

2017-03-17T00:00:00.000-04:00

The Monthly Stress-Test on Family Finances

Cities and Local Communities

2017-03-01T00:00:00.000-05:00

Consumption Inequality

What’s in Your Shopping Basket?

Cities and Local Communities

2017-03-01T00:00:00.000-05:00

Going the Distance

Big Data on Resident Access to Everyday Goods

Cities and Local Communities

2017-03-01T00:00:00.000-05:00

Seniors Lead the Slowdown in Local Consumer Commerce

Household Income & Spending

2017-02-09T00:00:00.000-05:00

Why Managing Expenses Is Not an Easy Task

Healthcare

2017-02-01T00:00:00.000-05:00

Coping with Costs

Big Data on Expense Volatility and Medical Payments

Small Business

2017-01-18T00:00:00.000-05:00

The Ups and Downs of Small Business Employment

Small Business

2017-01-01T00:00:00.000-05:00

The Ups and Downs of Small Business Employment Report

Big Data on Payroll Growth and Volatility

Labor Markets

2016-11-15T00:00:00.000-05:00

Is the Online Platform Economy the Future of Work?

Labor Markets

2016-11-01T00:00:00.000-05:00

The Online Platform Economy

Has Growth Peaked?

Cities and Local Communities

2016-11-01T00:00:00.000-04:00

Shedding Light on Daylight Saving Time

Small Business

2016-09-21T00:00:00.000-04:00

For Small Businesses: Cash is King

Cities and Local Communities

2016-09-09T00:00:00.000-04:00

Big Spend on the Weekend:

The Local Consumer Commerce Index declined in May

Small Business

2016-09-01T00:00:00.000-04:00

Cash is King: Flows, Balances, and Buffer Days

Evidence from 600,000 Small Businesses

Labor Markets

2016-08-18T00:00:00.000-05:00

Past 65 and Still Working

Big Data Insights on Senior Citizens’ Financial Lives

Household Income & Spending

2016-07-14T00:00:00.000-04:00

A Year of Low Gas Prices: The Consumer Response in 15 Metro Areas

Household Income & Spending

2016-07-11T00:00:00.000-04:00

The Consumer Response to Lower Gas Prices

Household Income & Spending

2016-07-01T00:00:00.000-04:00

The Consumer Response to a Year of Low Gas Prices

Evidence From 1 Million People

Small Business

2016-06-29T00:00:00.000-04:00

Good Things Come in Small (Business) Packages

Labor Markets

2016-05-05T00:00:00.000-05:00

The Online Platform Economy: Who earns the most?

Household Income & Spending

2016-04-13T00:00:00.000-04:00

Taking the Financial Stress Out of Tax Time

Cities and Local Communities

2016-03-29T00:00:00.000-04:00

The Local Consumer Commerce Index

How did everyday spending fare in December 2015?

Labor Markets

2016-02-18T00:00:00.000-05:00

Understanding Income Volatility and the Role of the Online Platform Economy

Cities and Local Communities

2016-02-09T00:00:00.000-05:00

Dining Out or Eating In: Where does your city rank?

Spending Growth at Restaurants

Cities and Local Communities

2016-02-08T00:00:00.000-05:00

Consumption Inequality: Where does your city rank?

Spending by the Top Income Quintile

Cities and Local Communities

2016-02-04T00:00:00.000-05:00

Travel for Business or Pleasure: Where does your city rank?

Share of Spending by Visitors to the Metro Area

Labor Markets

2016-02-01T00:00:00.000-05:00

Paychecks, Paydays, and the Online Platform Economy

Big Data on Income Volatility

Labor Markets

2016-02-01T00:00:00.000-05:00

The Online Platform Economy Trajectory

What is the growth trajectory?

Household Income & Spending

2016-01-31T00:00:00.000-05:00

Recovering from Job Loss

The Role of Unemployment Insurance

Cities and Local Communities

2016-01-18T00:00:00.000-05:00

Economic Contributions by Seniors

Spending by Consumers 65 years and Older

Cities and Local Communities

2016-01-07T00:00:00.000-05:00

Big Data to Build Sharper Profiles of Consumer Commerce at the City Level

Cities and Local Communities

2016-01-01T00:00:00.000-05:00

Boutiques or Big Box Stores: Where does your city rank?

Share of Spending at Small and Medium Enterprises

Cities and Local Communities

2015-12-01T00:00:00.000-05:00

Profiles of Local Consumer Commerce

Insights from 12 Billion Transactions in 15 U.S. Metro Areas

Household Income & Spending

2015-10-01T00:00:00.000-04:00

How Falling Gas Prices Fuel the Consumer

Evidence From 25 Million People

Household Income & Spending

2015-05-01T00:00:00.000-04:00

Weathering Volatility

Big Data on the Financial Ups and Downs of U.S. Individuals

Small Business

Small Business Data Resources

Small Business

Diverse Ownership

Small Business

Longevity

Small Business

Innovation

Small Business

Business Dynamism

Small Business

Regional Employment

Small Business

Economic Activity

Household Income & Spending

Where did recent gas price declines affect consumers the most?

Healthcare

JPMCI HOSP Geographic Data Visualization Tool

Financial Markets

Major Market Events Data Visualization Tool

Household Income & Spending

Infographic: How Falling Gas Prices Fuel the Consumer

Household Income & Spending

Infographic: Weathering Volatility

Small Business

Small Business Data Dashboard

Small businesses are an economically important component of the US economy and a key driver of production, employment, and growth.

Household Income & Spending

How Much Cash Buffer Do You Need?

Data Visualization