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Cities and Local Communities
Local Commerce Data Series: Pandemic Spending

Household Debt
Balancing accessibility and fraud prevention in housing assistance
JPMorgan Chase Institute Take

Household Debt
Who Benefits from Student Debt Cancellation?

Research
Renters vs. Homeowners
Income and Liquid Asset Trends during COVID-19

Small Business
Small business ownership and liquid wealth

Household Income & Spending
The First 100 Days and Beyond
Data-Driven Policies to Support Inclusive Economic Recovery and Equitable Long-Term Growth

Household Income & Spending
Unemployment insurance, job search, and spending during the pandemic

Small Business
The Paycheck Protection Program
Small Business Balances, Revenues, and Expenses in the Weeks after Loan Disbursement

Financial Markets
The Stock Market and Household Financial Behavior

Household Income & Spending
Household Cash Balances during COVID-19: A Distributional Perspective
JPMorgan Chase Institute Take

Household Income & Spending
The New Yearās Cliff: How the Expiration of Unemployment Benefits Will Affect Families
The New Yearās Cliff: How the Expiration of Unemployment Benefits Will Affect Families

Household Debt
Tapping Home Equity
Income and Spending Trends Around Cash-Out Refinances and HELOCs

Household Debt
Did Mortgage Forbearance Reach the Right Homeowners?
Income and Liquid Assets Trends for Homeowners during the COVID-19 Pandemic

Small Business
Small Business Expenses during COVID-19

Cities and Local Communities
Home Advantage? Resident Retail Distances and Small Business Financial Outcomes

Labor Markets
The unemployment benefit boost: Initial trends in spending and saving when the $600 supplement ended

Household Debt
Student Loan Debt: Who is Paying it Down?
Evidence from administrative banking data, credit bureau student loan data, and public records on race

Cities and Local Communities
Data Dialogue: The Initial Impact of COVID-19 on Consumer Spending and Local Economies

Small Business
Small Business Owner Race, Liquidity, and Survival
Racial Gaps in Small Business Outcomes

Small Business
Small Business Financial Outcomes during the COVID-19 Pandemic

Labor Markets
Consumption Effects of Unemployment Insurance during the COVID-19 Pandemic

Labor Markets
Consumption Effects of Unemployment Insurance during the COVID-19 Pandemic

Cities and Local Communities
The Early Impact of COVID-19 on Local Commerce
Changes in Spend Across Neighborhoods and Online

Financial Markets
Fed watchers now turn their attention to September
JPMorgan Chase Institute Take

Household Debt
The Housing Wealth Effect in the Post-Great Recession Period
Evidence from Big Data

COVID-19
Initial Impacts of the Pandemic Reflect that Families Changed their Saving and Spending Behavior
JPMorgan Chase Institute Take

Small Business
Small Business Financial Outcomes during the Onset of COVID-19

Household Income & Spending
Data Dialogue: National Urban League, PolicyLink, and the Joint Center for Political and Economic Studies Discuss Racial, Economic, and Social Equity

Cities and Local Communities
The Early Impact of COVID-19 on Local Commerce
Changes in Spend Across Neighborhoods and Online

Small Business
Data Dialogue: The Economic Impacts of COVID-19 on Small Business

COVID-19
The Initial Household Spending Response to COVID-19
Evidence from Credit Card Transactions - Part 2

Financial Markets
Tracking Spillovers During the Taper Tantrum
Evidence from Institutional Investor Transactions in Emerging Markets

COVID-19
The Initial Household Spending Response to COVID-19
Evidence from Credit Card Transactions

Cities and Local Communities
How COVID-19 is impacting local economies and small businesses
JPMorgan Chase Institute Take

Small Business
A Cash Flow Perspective on the Small Business Sector

Household Income & Spending
Racial Gaps in Financial Outcomes
Big Data Evidence

Household Income & Spending
How COVID-19 could widen racial gaps in financial outcomes

Household Debt
Forbearance for mortgages a short-term solution; savings programs for the long term
JPMorgan Chase Institute Take

Small Business
Small Business Cash Liquidity in 25 Metro Areas

Labor Markets
Expanded unemployment insurance may lessen impact of layoffs
JPMorgan Chase Institute take

Household Income & Spending
Who benefits from a tax-payment deadline extension?
JPMorgan Chase Institute Take

Household Income & Spending
Coronavirus may impact workers' income volatility
JPMorgan Chase Institute Take

Small Business
Quick liquidity to small businesses could mitigate impacts from coronavirus
JPMorgan Chase Institute Take

Household Income & Spending
Tax Refunds and Household Spending

Household Income & Spending
The potential economic impacts of COVID-19 on families, small businesses, and communities
Insights from five years of big data research

Small Business
Small Business Financial Outcomes in Miami Communities

Healthcare
The Gender Gap: Exploring Consumer and Small Business Financial Health

Healthcare
Financial and Physical Health in a Changing Healthcare Market

Labor Markets
Bridging the Gap
How Families Use the Online Platform Economy to Manage their Cash Flow

Household Income & Spending
Weathering Volatility 2.0
A Monthly Stress Test to Guide Savings

Small Business
Place Matters
Small Business Financial Health in Urban Communities

Household Income & Spending
In Conversation: Experts on Student Loan Payments and JPMC Institute Research

Small Business
Facing Uncertainty
Small Business Cash Flow Patterns in 25 U.S. Cities

Household Income & Spending
Data and Collaboration for Good
The JPMorgan Chase Institute 2nd Annual Conference on Economic Research

Household Debt
Student Loan Payments
Evidence from 4 Million Families

Cities and Local Communities
The San Francisco Economy
Household and Small Business Financial Outcomes

Household Debt
Trading Equity for Liquidity
Bank Data on the Relationship Between Liquidity and Mortgage Default

Small Business
How Data Can Improve the Financial Health of U.S. Small Businesses

Small Business
The Small Business Sector in Urban America
Growth and Vitality in 25 Cities

Labor Markets
The Online Platform Economy in 27 Metro Areas
The Experience of Drivers and Lessors

Labor Markets
Technology and the Future of Work

Household Income & Spending
Tax Time
How Families Manage Tax Refunds and Payments

Small Business
Gender, Age, and Small Business Financial Outcomes

Financial Markets
Does the Timing of Central Bank Announcements Matter?
Trade-Level Data on Hedge Fund Behavior Before Swiss National Bank Meetings

Household Income & Spending
Estimating Family Income from Administrative Banking Data
A Machine Learning Approach

Cities and Local Communities
Local Commerce Index
The Local Commerce Index (LCI) is a measure of the monthly year-over-year growth rate of everyday debit and credit card spending by over 64 million de-identified Chase customers across 14 metro areas in the US. The LCI is an alternative view of the health and vibrancy of the US consumer.

Healthcare
Deferred Care
How Tax Refunds Enable Healthcare Spending

Cities and Local Communities
Shopping Near and Far: Local Commerce in the Digital Age
Insights from 4 Billion Transactions across the United States

Labor Markets
Measuring the Online Platform Economy
How Banking and Survey Data Compare

Healthcare
On the Rise
Out-of-Pocket Healthcare Spending in 2017

Household Debt
Falling Behind
Bank Data on the Role of Income and Savings in Mortgage Default

Labor Markets
The Online Platform Economy in 2018
Drivers, Workers, Sellers, and Lessors

Household Income & Spending
JPMorgan Chase Institute 2018 Inaugural Conference on Economic Research

Small Business
Growth, Vitality, and Cash Flows
High-Frequency Evidence from 1 Million Small Businesses

Labor Markets
Where are all the Contingent Workers?

Financial Markets
FX Markets Move on Surprise News
Institutional Investor Trading Behavior around Brexit, the U.S. Election, and the Swiss Franc Floor

Healthcare
Filing Taxes Early, Getting Healthcare Late
Insights from 1.2 Million Households

Healthcare
Healthcare When Itās Needed
How to Mitigate High Costs and Deferred Care

Cities and Local Communities
The Commercial Vibrancy of Chicago Neighborhoods, 2016

Small Business
Bend, Donāt Break
Small Business Financial Resilience After Hurricanes Harvey and Irma

Cities and Local Communities
Weathering the Storm
The Financial Impacts of Hurricanes Harvey and Irma on One Million Households

Cities and Local Communities
Local Consumer Commerce in the Wake of a Hurricane

Healthcare
Institute Insights for Open Enrollment

Household Debt
Mortgage Modifications after the Great Recession
New Evidence and Implications for Policy

Small Business
Paying a Premium
Dynamics of the Small Business Owner Health Insurance Market

Small Business
Younger and Lower Income Consumers Drive Small Business Spending

Healthcare
Coping with Medical Costs through Life

Small Business
Mapping Segments in the Small Business Sector

Healthcare
Paying Out-of-Pocket
The Healthcare Spending of 2 Million U.S. Families

Healthcare
The Gender Gap in Financial Outcomes
The Impact of Medical Payments

Household Debt
The Consumer Spending Response to Mortgage Resets

Household Debt
The Consumer Spending Response to Mortgage Resets
Microdata on Monetary Policy

Household Income & Spending
The Monthly Stress-Test on Family Finances

Cities and Local Communities
Consumption Inequality
Whatās in Your Shopping Basket?

Cities and Local Communities
Going the Distance
Big Data on Resident Access to Everyday Goods

Cities and Local Communities
Seniors Lead the Slowdown in Local Consumer Commerce

Household Income & Spending
Why Managing Expenses Is Not an Easy Task

Healthcare
Coping with Costs
Big Data on Expense Volatility and Medical Payments

Small Business
The Ups and Downs of Small Business Employment

Small Business
The Ups and Downs of Small Business Employment
Big Data on Payroll Growth and Volatility

Labor Markets
Is the Online Platform Economy the Future of Work?

Labor Markets
The Online Platform Economy
Has Growth Peaked?

Cities and Local Communities
Shedding Light on Daylight Saving Time

Small Business
For Small Businesses: Cash is King

Cities and Local Communities
Big Spend on the Weekend:
The Local Consumer Commerce Index declined in May

Small Business
Cash is King: Flows, Balances, and Buffer Days
Evidence from 600,000 Small Businesses

Labor Markets
Past 65 and Still Working
Big Data Insights on Senior Citizensā Financial Lives

Household Income & Spending
A Year of Low Gas Prices: The Consumer Response in 15 Metro Areas

Household Income & Spending
The Consumer Response to Lower Gas Prices

Household Income & Spending
The Consumer Response to a Year of Low Gas Prices
Evidence From 1 Million People

Small Business
Good Things Come in Small (Business) Packages

Labor Markets
The Online Platform Economy: Who earns the most?

Household Income & Spending
Taking the Financial Stress Out of Tax Time

Cities and Local Communities
The Local Consumer Commerce Index
How did everyday spending fare in December 2015?

Labor Markets
Understanding Income Volatility and the Role of the Online Platform Economy

Cities and Local Communities
Dining Out or Eating In: Where does your city rank?
Spending Growth at Restaurants

Cities and Local Communities
Consumption Inequality: Where does your city rank?
Spending by the Top Income Quintile

Cities and Local Communities
Travel for Business or Pleasure: Where does your city rank?
Share of Spending by Visitors to the Metro Area

Labor Markets
The Online Platform Economy
What is the growth trajectory?

Labor Markets
Paychecks, Paydays, and the Online Platform Economy
Big Data on Income Volatility

Household Income & Spending
Recovering from Job Loss
The Role of Unemployment Insurance

Cities and Local Communities
Economic Contributions by Seniors
Spending by Consumers 65 years and Older

Cities and Local Communities
Big Data to Build Sharper Profiles of Consumer Commerce at the City Level

Cities and Local Communities
Boutiques or Big Box Stores: Where does your city rank?
Share of Spending at Small and Medium Enterprises

Cities and Local Communities
Profiles of Local Consumer Commerce
Insights from 12 Billion Transactions in 15 U.S. Metro Areas

Household Income & Spending
How Falling Gas Prices Fuel the Consumer
Evidence From 25 Million People

Household Income & Spending
Weathering Volatility
Big Data on the Financial Ups and Downs of U.S. Individuals

Financial Markets
Major Market Events Data Visualization Tool

Small Business
Small Business Data Resources

Small Business
Small Business Data Dashboard
Small businesses are an economically important component of the US economy and a key driver of production, employment, and growth.

Small Business
Diverse Ownership

Small Business
Longevity

Small Business
Innovation

Small Business
Business Dynamism

Small Business
Regional Employment

Small Business
Economic Activity

Cities and Local Communities
Where is everyday spending growing?

Household Income & Spending
How Much Cash Buffer Do You Need?
Data Visualization

Household Income & Spending
Where did recent gas price declines affect consumers the most?

Household Income & Spending
Infographic: How Falling Gas Prices Fuel the Consumer

Household Income & Spending
Infographic: Weathering Volatility

Healthcare
JPMCI HOSP Geographic Data Visualization Tool