Labor Markets
The unemployment benefit boost: Initial trends in spending and saving when the $600 supplement ended
Cities and Local Communities
Local Commerce Data Series: Pandemic Spending
Household Debt
Student Loan Debt: Who is Paying it Down?
Evidence from administrative banking data, credit bureau student loan data, and public records on race
Labor Markets
Consumption Effects of Unemployment Insurance during the COVID-19 Pandemic
Cities and Local Communities
Boutiques or Big Box Stores: Where does your city rank?
Share of Spending at Small and Medium Enterprises
Small Business
Small Business Owner Race, Liquidity, and Survival
Racial Gaps in Small Business Outcomes
Financial Markets
Fed watchers now turn their attention to September
JPMorgan Chase Institute Take
Cities and Local Communities
Local Commerce Index
The Local Commerce Index (LCI) is a measure of the monthly year-over-year growth rate of everyday debit and credit card spending by over 64 million de-identified Chase customers across 14 metro areas in the US. The LCI is an alternative view of the health and vibrancy of the US consumer.
COVID-19
Initial Impacts of the Pandemic Reflect that Families Changed their Saving and Spending Behavior
JPMorgan Chase Institute Take
Cities and Local Communities
Data Dialogue: The Initial Impact of COVID-19 on Consumer Spending and Local Economies
Household Income & Spending
A Year of Low Gas Prices: The Consumer Response in 15 Metro Areas
Household Income & Spending
Estimating Family Income from Administrative Banking Data
A Machine Learning Approach
Cities and Local Communities
Shopping Near and Far: Local Commerce in the Digital Age
Insights from 4 Billion Transactions across the United States
Cities and Local Communities
Consumption Inequality
What’s in Your Shopping Basket?
Small Business
Good Things Come in Small (Business) Packages
Cities and Local Communities
The Early Impact of COVID-19 on Local Commerce
Changes in Spend Across Neighborhoods and Online
Small Business
Small Business Financial Outcomes during the COVID-19 Pandemic
COVID-19
The Initial Household Spending Response to COVID-19
Evidence from Credit Card Transactions
Cities and Local Communities
The Early Impact of COVID-19 on Local Commerce
Changes in Spend Across Neighborhoods and Online
Labor Markets
Consumption Effects of Unemployment Insurance during the COVID-19 Pandemic
Small Business
Small Business Financial Outcomes during the Onset of COVID-19
Household Debt
The Housing Wealth Effect in the Post-Great Recession Period
Evidence from Big Data
Household Income & Spending
Racial Gaps in Financial Outcomes
Big Data Evidence
Household Income & Spending
Data Dialogue: National Urban League, PolicyLink, and the Joint Center for Political and Economic Studies Discuss Racial, Economic, and Social Equity
Household Income & Spending
Data and Collaboration for Good
The JPMorgan Chase Institute 2nd Annual Conference on Economic Research
Financial Markets
Tracking Spillovers During the Taper Tantrum
Evidence from Institutional Investor Transactions in Emerging Markets
Small Business
Data Dialogue: The Economic Impacts of COVID-19 on Small Business
COVID-19
The Initial Household Spending Response to COVID-19
Evidence from Credit Card Transactions - Part 2
Household Income & Spending
How COVID-19 could widen racial gaps in financial outcomes
Small Business
A Cash Flow Perspective on the Small Business Sector
Household Income & Spending
The potential economic impacts of COVID-19 on families, small businesses, and communities
Insights from five years of big data research
Household Income & Spending
Coronavirus may impact workers' income volatility
JPMorgan Chase Institute Take
Labor Markets
Expanded unemployment insurance may lessen impact of layoffs
JPMorgan Chase Institute take
Household Income & Spending
Who benefits from a tax-payment deadline extension?
JPMorgan Chase Institute Take
Cities and Local Communities
How COVID-19 is impacting local economies and small businesses
JPMorgan Chase Institute Take
Small Business
Small Business Cash Liquidity in 25 Metro Areas
Small Business
Bend, Don’t Break
Small Business Financial Resilience After Hurricanes Harvey and Irma
Household Debt
Forbearance for mortgages a short-term solution; savings programs for the long term
JPMorgan Chase Institute Take
Healthcare
Filing Taxes Early, Getting Healthcare Late
Insights from 1.2 Million Households
Small Business
Quick liquidity to small businesses could mitigate impacts from coronavirus
JPMorgan Chase Institute Take
Household Income & Spending
Tax Refunds and Household Spending
Household Income & Spending
In Conversation: Experts on Student Loan Payments and JPMC Institute Research
Household Debt
The Consumer Spending Response to Mortgage Resets
Household Debt
The Consumer Spending Response to Mortgage Resets
Microdata on Monetary Policy
Household Debt
Trading Equity for Liquidity
Bank Data on the Relationship Between Liquidity and Mortgage Default
Household Debt
Falling Behind
Bank Data on the Role of Income and Savings in Mortgage Default
Household Debt
Mortgage Modifications after the Great Recession
New Evidence and Implications for Policy
Financial Markets
FX Markets Move on Surprise News
Institutional Investor Trading Behavior around Brexit, the U.S. Election, and the Swiss Franc Floor
Financial Markets
Does the Timing of Central Bank Announcements Matter?
Trade-Level Data on Hedge Fund Behavior Before Swiss National Bank Meetings
Household Income & Spending
How Much Cash Buffer Do You Need?
Data Visualization
Healthcare
The Gender Gap: Exploring Consumer and Small Business Financial Health
Household Income & Spending
Weathering Volatility 2.0
A Monthly Stress Test to Guide Savings
Small Business
Small Business Financial Outcomes in Miami Communities
Healthcare
Paying Out-of-Pocket
The Healthcare Spending of 2 Million U.S. Families
Cities and Local Communities
Seniors Lead the Slowdown in Local Consumer Commerce
Cities and Local Communities
Local Consumer Commerce in the Wake of a Hurricane
Healthcare
Financial and Physical Health in a Changing Healthcare Market
Small Business
Cash is King: Flows, Balances, and Buffer Days
Evidence from 600,000 Small Businesses
Labor Markets
Bridging the Gap
How Families Use the Online Platform Economy to Manage their Cash Flow
Household Income & Spending
Weathering Volatility
Big Data on the Financial Ups and Downs of U.S. Individuals
Small Business
Place Matters
Small Business Financial Health in Urban Communities
Small Business
Younger and Lower Income Consumers Drive Small Business Spending
Household Income & Spending
Infographic: How Falling Gas Prices Fuel the Consumer
Household Income & Spending
Infographic: Weathering Volatility
Labor Markets
The Online Platform Economy
What is the growth trajectory?
Household Income & Spending
Where did recent gas price declines affect consumers the most?
Cities and Local Communities
Where is everyday spending growing?
Small Business
Longevity
Small Business
Business Dynamism
Small Business
Innovation
Small Business
Diverse Ownership
Small Business
Regional Employment
Small Business
Economic Activity
Small Business
Small Business Data Dashboard
Small businesses are an economically important component of the US economy and a key driver of production, employment, and growth.
Small Business
Small Business Data Resources
Cities and Local Communities
Dining Out or Eating In: Where does your city rank?
Spending Growth at Restaurants
Cities and Local Communities
The San Francisco Economy
Household and Small Business Financial Outcomes
Small Business
The Small Business Sector in Urban America
Growth and Vitality in 25 Cities
Labor Markets
Where are all the Contingent Workers?
Household Debt
Student Loan Payments
Evidence from 4 Million Families
Financial Markets
Major Market Events Data Visualization Tool
Healthcare
JPMCI HOSP Geographic Data Visualization Tool
Small Business
The Ups and Downs of Small Business Employment
Big Data on Payroll Growth and Volatility
Healthcare
The Gender Gap in Financial Outcomes
The Impact of Medical Payments
Healthcare
Coping with Costs
Big Data on Expense Volatility and Medical Payments
Household Income & Spending
The Monthly Stress-Test on Family Finances
Cities and Local Communities
The Local Consumer Commerce Index
How did everyday spending fare in December 2015?
Cities and Local Communities
Shedding Light on Daylight Saving Time
Labor Markets
The Online Platform Economy
Has Growth Peaked?
Small Business
Facing Uncertainty
Small Business Cash Flow Patterns in 25 U.S. Cities
Household Income & Spending
Recovering from Job Loss
The Role of Unemployment Insurance
Healthcare
Coping with Medical Costs through Life
Cities and Local Communities
Going the Distance
Big Data on Resident Access to Everyday Goods
Cities and Local Communities
Profiles of Local Consumer Commerce
Insights from 12 Billion Transactions in 15 U.S. Metro Areas
Cities and Local Communities
Weathering the Storm
The Financial Impacts of Hurricanes Harvey and Irma on One Million Households
Small Business
How Data Can Improve the Financial Health of U.S. Small Businesses
Labor Markets
The Online Platform Economy in 27 Metro Areas
The Experience of Drivers and Lessors
Small Business
Growth, Vitality, and Cash Flows
High-Frequency Evidence from 1 Million Small Businesses
Small Business
Mapping Segments in the Small Business Sector
Cities and Local Communities
The Commercial Vibrancy of Chicago Neighborhoods, 2016
Small Business
Gender, Age, and Small Business Financial Outcomes
Labor Markets
Understanding Income Volatility and the Role of the Online Platform Economy
Labor Markets
The Online Platform Economy in 2018
Drivers, Workers, Sellers, and Lessors
Labor Markets
Is the Online Platform Economy the Future of Work?
Labor Markets
Paychecks, Paydays, and the Online Platform Economy
Big Data on Income Volatility
Household Income & Spending
JPMorgan Chase Institute 2018 Inaugural Conference on Economic Research
Household Income & Spending
Tax Time
How Families Manage Tax Refunds and Payments
Household Income & Spending
How Falling Gas Prices Fuel the Consumer
Evidence From 25 Million People
Healthcare
Deferred Care
How Tax Refunds Enable Healthcare Spending
Cities and Local Communities
Economic Contributions by Seniors
Spending by Consumers 65 years and Older
Cities and Local Communities
Travel for Business or Pleasure: Where does your city rank?
Share of Spending by Visitors to the Metro Area
Cities and Local Communities
Consumption Inequality: Where does your city rank?
Spending by the Top Income Quintile
Cities and Local Communities
Big Data to Build Sharper Profiles of Consumer Commerce at the City Level
Household Income & Spending
Why Managing Expenses Is Not an Easy Task
Small Business
Paying a Premium
Dynamics of the Small Business Owner Health Insurance Market
Healthcare
On the Rise
Out-of-Pocket Healthcare Spending in 2017
Household Income & Spending
The Consumer Response to a Year of Low Gas Prices
Evidence From 1 Million People
Household Income & Spending
Taking the Financial Stress Out of Tax Time
Household Income & Spending
The Consumer Response to Lower Gas Prices
Labor Markets
The Online Platform Economy: Who earns the most?
Labor Markets
Past 65 and Still Working
Big Data Insights on Senior Citizens’ Financial Lives
Healthcare
Healthcare When It’s Needed
How to Mitigate High Costs and Deferred Care
Cities and Local Communities
Big Spend on the Weekend:
The Local Consumer Commerce Index declined in May
Labor Markets
Technology and the Future of Work
Labor Markets
Measuring the Online Platform Economy
How Banking and Survey Data Compare
Small Business
The Ups and Downs of Small Business Employment
Small Business
For Small Businesses: Cash is King
Healthcare
Institute Insights for Open Enrollment