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OUR IMPACT

Impact Finance

We pair financial products with data-driven philanthropic strategies to drive inclusive economic growth, with a focus on serving communities of color.

Our Mission

JPMorgan Chase’s Impact Finance team invests a dedicated pool of proprietary capital in organizations and projects that advance the Firm's impact objectives. To strengthen this effort, JPMorgan Chase brings its resources, client relationships, and expertise to improve social and economic outcomes in our communities. We invest across five strategic drivers of inclusive growth:


 

Erin Robert
"Through our Impact Finance team, JPMorgan Chase is able to expand the tools it uses to drive change beyond traditional philanthropy. This effort enables us to bring the full resources of the Firm to bear, including our lending and investing expertise, to address some of the most pressing challenges society faces today."

Erin Robert, Head of Impact Finance

 

What We Do

Impact Finance utilizes financial products to advance strategic drivers of inclusive growth. Through FlexLoans, JPMorgan Chase delivers long-term, low-cost loans to mission-driven financial intermediaries, such as Community Development Financial Institutions; through equity investing, the Firm invests in funds and early-stage, mission-driven companies that advance the Firm’s impact objectives.

 

 

Our Partners

Click on the logos for more information

 

Ascendus
Florida, Massachusetts, New York
FlexLoan
Small Business
Q4 2020

logo

Ascendus
Florida, Massachusetts, New York
FlexLoan
Small Business
Q4 2020

Ascendus empowers low- to moderate-income (LMI) business owners with access to capital and financial education. With economic opportunity, these entrepreneurs – often individuals of color and women – can build assets, better provide for their families, create employment opportunities for their neighbors, and strengthen their communities.

Bitwise Industries
National
Jobs and Skills
Equity
Q4 2020

Bitwise Industries
National
Jobs and Skills
Equity
Q4 2020

Bitwise is a tech ecosystem, activating human potential to elevate underdog cities around the country. It achieves this through its technology training, software consulting, and tech-focused real estate verticals.

Detroit Neighborhoods Fund
Detroit, MI
FlexLoan
Neighborhood Development
Q2 2014

capital impact logo

Detroit Neighborhoods Fund
Detroit, MI
FlexLoan
Neighborhood Development
Q2 2014

The Detroit Neighborhoods Fund is a community development loan fund managed by Capital Impact Partners. Launched in 2014, the Fund finances the rehabilitation and new construction of mixed-use real estate development and affordable multifamily residential properties across a variety of Detroit neighborhoods, including areas the City has targeted as priority neighborhoods for development.

CPCA COVID Response Loan Fund
California
FlexLoan
Humanitarian Relief
Q4 2020

cpca ventures

CPCA COVID Response Loan Fund
California
FlexLoan
Humanitarian Relief
Q4 2020

The CPCA COVID Response Loan Fund was created by the California Primary Care Association (CPCA) and Capital Impact Partners to provide flexible financing to California’s community clinics and health centers impacted by the COVID-19 pandemic.

CDC Small Business Finance
California, Detroit, Washington D.C.
FlexLoan
Small Business
Q4 2020

logo

CDC Small Business Finance
California, Detroit, Washington D.C.
FlexLoan
Small Business
Q4 2020

As a leader in the community and economic development field, CDC Small Business Finance provides access to transformative products, services, and advocacy to ensure ALL small businesses have the opportunity to succeed and grow.

Chicago Community Loan Fund
Chicago, IL
FlexLoan
Neighborhood Development

logo

Chicago Community Loan Fund
Chicago, IL
FlexLoan
Neighborhood Development

Chicago Community Loan Fund provides flexible, affordable and responsible financing and technical assistance for community stabilization and development efforts and initiatives that benefit low- to moderate-income neighborhoods, families and individuals throughout metropolitan Chicago.

Craft3
Washington, Oregon
FlexLoan
Small Business
Q4 2020

logo

Craft3
Washington, Oregon
FlexLoan
Small Business
Q4 2020

Craft3 is a regional nonprofit CDFI that makes loans to strengthen the economic, ecological, and family resilience in Oregon and Washington.  Craft3 lends to established nonprofits and growing and start-up businesses, as well as families of all income levels to finance energy upgrades, build accessory dwelling units, and replace failing septic systems and aging manufactured homes.

Detroit Housing for the Future Fund
Detroit, MI
FlexLoan
Neighborhood Development
Q3 2020

Detroit Housing for the Future Fund
Detroit, MI
FlexLoan
Neighborhood Development
Q3 2020

The Detroit Housing for the Future Fund (DHFF) is a new fund comprised of private investment that will be invested into affordable housing development and preservation in Detroit. The DHFF is managed by Local Initiatives Support Corporation and was created in partnership with the City of Detroit as part of the Affordable Housing Leverage Fund initiative. The DHFF is designed to deploy private grant and low interest loan capital to compliment and leverage public investment through the City of Detroit and Michigan State Housing Development Authority as well as tax credits and other existing affordable housing finance tools.

Housing for Health Fund
Oakland & Northern CA
FlexLoan
Neighborhood Development
Q4 2019

Bitwise

Housing for Health Fund
Oakland & Northern CA
FlexLoan
Neighborhood Development
Q4 2019

Housing for Health Fund is an impact investing partnership among Enterprise Community Investment, Kaiser Permanente, and JPMorgan Chase serving more than a dozen Bay Area and Sacramento counties, to promote health and preserve affordable homes, with half of the capital designated in the City of Oakland.

Factory_OS
California
Equity
Neighborhood Development
Q1 2021

logo

Factory_OS
California
Equity
Neighborhood Development
Q1 2021

Factory_OS is a  volumetric production and construction technology company, utilizing innovative lean manufacturing approaches to drive down the costs and increase the supply of affordable housing.

The San Francisco Housing Accelerator Fund
San Francisco, CA
FlexLoan
Neighborhood Development
Q4 2019

logo

The San Francisco Housing Accelerator Fund
San Francisco, CA
FlexLoan
Neighborhood Development
Q4 2019

The San Francisco Housing Accelerator Fund (HAF) is an innovative nonprofit public-private partnership launched in 2017 with a goal to preserve and develop affordable housing. The HAF's powerful financial tools have accelerated the delivery of permanently affordable units throughout San Francisco, protecting low-income residents at risk of losing their homes, enabling working families to stay in the city, and helping to end chronic homelessness by expanding the supply of supportive housing.

Housing Partnership Fund
Chicago, Central Puget Sound, Baltimore-Washington, D.C. Area
FlexLoan
Neighborhood Development
Q2 2020

Housing Partnership Fund
Chicago, Central Puget Sound, Baltimore-Washington, D.C. Area
FlexLoan
Neighborhood Development
Q2 2020

Housing Partnership Fund (HPF) is a nonprofit CDFI that provides flexible, early stage loans for affordable housing development and preservation.  HPF serves nonprofit housing developers focused on uplifting low-income populations, using housing as a platform to leverage better health, school, and personal wealth building outcomes.

Invest Detroit Foundation
Detroit, MI
FlexLoan
Neighborhood Development
Q1 2019

logo

Invest Detroit Foundation
Detroit, MI
FlexLoan
Neighborhood Development
Q1 2019

Invest Detroit is a nonprofit lender, investor, and partner that supports business and real estate projects that will ignite economic growth in Detroit and the region. Their goal is to increase density and job opportunities in a way that is strategic and inclusive.

National Association for Latino Community Asset Builders
National
FlexLoan
Neighborhood Development
Q4 2020

National Association for Latino Community Asset Builders
National
FlexLoan
Neighborhood Development
Q4 2020

NALCAB - National Association for Latino Community Asset Builders - strengthens the economy by advancing economic mobility for Latino communities. NALCAB is the hub of a national network of more than 120 mission-driven organizations in 40 states, Washington DC and Puerto Rico that are anchor institutions in geographically and ethnically diverse Latino communities across the US.

National Housing Trust Community Development Fund
Greater Washington, D.C. Area
FlexLoan
Neighborhood Development
Q3 2020

National Housing Trust Community Development Fund
Greater Washington, D.C. Area
FlexLoan
Neighborhood Development
Q3 2020

The National Housing Trust (NHT) protects, improves, and maintains existing affordable housing so that low-income families can live in quality neighborhoods with access to opportunities. NHT Lending is committed to providing access to flexible financing for the preservation and creation of affordable housing around the country.

The Southern Opportunity And Resilience (SOAR) Fund
Southern and Southeastern United States
FlexLoan
Small Business
Q2 2021

logo

The Southern Opportunity And Resilience (SOAR) Fund
Southern and Southeastern United States
FlexLoan
Small Business
Q2 2021

The Southern Opportunity And Resilience (SOAR) Fund provides flexible, affordable capital and free business support services to small businesses and nonprofits across the south and southeast to help them navigate and rebuild from the Covid-19 economic crisis.

The Bay's Future Fund
Northern California
FlexLoan
Neighborhood Development
Q4 2020

The Bay's Future Fund
Northern California
FlexLoan
Neighborhood Development
Q4 2020

The Bay's Future Fund, managed by Local Initiatives Support Corporation (LISC), is a loan fund that was created in collaboration with Partnership for the Bay’s Future to support the production and preservation of affordable homes in five Bay Area counties. Originated by LISC, the Corporation for Supportive Housing, and Capital Impact Partners, this loan fund is designed to address the lack of available affordable homes – a reality that disproportionately impacts households of color – by bridging funding gaps throughout the region’s rental housing market.

TruFund Financial Services
Louisiana, New York,  Texas
FlexLoan
Small Business
Q4 2020

logo

TruFund Financial Services
Louisiana, New York,  Texas
FlexLoan
Small Business
Q4 2020

TruFund is a minority led CDFI, with a mission to help historically disadvantaged individuals and communities create thriving and resilient small businesses and entrepreneurial ecosystems in order to close racial and economic disparities and ensure an inclusive and equitable society.

Upswing
National
Equity
Jobs & Skills
Q1 2021

logo

Upswing
National
Equity
Jobs & Skills
Q1 2021

Upswing is a virtual assistant and student services platform focused on engaging non-traditional, adult, and online learners to prevent student dropouts.

Washington Housing Initiative
Washington, D.C.
Equity
Neighborhood Development
Q2 2019

logo

Washington Housing Initiative
Washington, D.C.
Equity
Neighborhood Development
Q2 2019

The Washington Housing Initiative is an innovative solution for the preservation and creation of affordable workforce housing in the metropolitan Washington, D.C. area.

Ascendus
Florida, Massachusetts, New York
FlexLoan
Small Business
Q4 2020

logo

Ascendus
Florida, Massachusetts, New York
FlexLoan
Small Business
Q4 2020

Ascendus empowers low- to moderate-income (LMI) business owners with access to capital and financial education. With economic opportunity, these entrepreneurs – often individuals of color and women – can build assets, better provide for their families, create employment opportunities for their neighbors, and strengthen their communities.

Detroit Neighborhoods Fund
Detroit, MI
FlexLoan
Neighborhood Development
Q2 2014

Bitwise

Detroit Neighborhoods Fund
Detroit, MI
FlexLoan
Neighborhood Development
Q2 2014

The Detroit Neighborhoods Fund is a community development loan fund managed by Capital Impact Partners. Launched in 2014, the Fund finances the rehabilitation and new construction of mixed-use real estate development and affordable multifamily residential properties across a variety of Detroit neighborhoods, including areas the City has targeted as priority neighborhoods for development.

CPCA COVID Response Loan Fund
California
FlexLoan
Humanitarian Relief
Q4 2020

Bitwise

CPCA COVID Response Loan Fund
California
FlexLoan
Humanitarian Relief
Q4 2020

The CPCA COVID Response Loan Fund was created by the California Primary Care Association (CPCA) and Capital Impact Partners to provide flexible financing to California’s community clinics and health centers impacted by the COVID-19 pandemic.

CDC Small Business Finance
California, Detroit, Washington D.C.
FlexLoan
Small Business
Q4 2020

logo

CDC Small Business Finance
California, Detroit, Washington D.C.
FlexLoan
Small Business
Q4 2020

As a leader in the community and economic development field, CDC Small Business Finance provides access to transformative products, services, and advocacy to ensure ALL small businesses have the opportunity to succeed and grow.

Chicago Community Loan Fund
Chicago, IL
FlexLoan
Neighborhood Development

logo

Chicago Community Loan Fund
Chicago, IL
FlexLoan
Neighborhood Development

Chicago Community Loan Fund provides flexible, affordable and responsible financing and technical assistance for community stabilization and development efforts and initiatives that benefit low- to moderate-income neighborhoods, families and individuals throughout metropolitan Chicago.

Craft3
Washington, Oregon
FlexLoan
Small Business
Q4 2020

logo

Craft3
Washington, Oregon
FlexLoan
Small Business
Q4 2020

Craft3 is a regional nonprofit CDFI that makes loans to strengthen the economic, ecological, and family resilience in Oregon and Washington.  Craft3 lends to established nonprofits and growing and start-up businesses, as well as families of all income levels to finance energy upgrades, build accessory dwelling units, and replace failing septic systems and aging manufactured homes.

Detroit Housing for the Future Fund
Detroit, MI
FlexLoan
Neighborhood Development
Q3 2020

Detroit Housing for the Future Fund
Detroit, MI
FlexLoan
Neighborhood Development
Q3 2020

The Detroit Housing for the Future Fund (DHFF) is a new fund comprised of private investment that will be invested into affordable housing development and preservation in Detroit. The DHFF is managed by Local Initiatives Support Corporation and was created in partnership with the City of Detroit as part of the Affordable Housing Leverage Fund initiative. The DHFF is designed to deploy private grant and low interest loan capital to compliment and leverage public investment through the City of Detroit and Michigan State Housing Development Authority as well as tax credits and other existing affordable housing finance tools.

Housing for Health Fund
Oakland & Northern CA
FlexLoan
Neighborhood Development
Q4 2019

Bitwise

Housing for Health Fund
Oakland & Northern CA
FlexLoan
Neighborhood Development
Q4 2019

Housing for Health Fund is an impact investing partnership among Enterprise Community Investment, Kaiser Permanente, and JPMorgan Chase serving more than a dozen Bay Area and Sacramento counties, to promote health and preserve affordable homes, with half of the capital designated in the City of Oakland.

The San Francisco Housing Accelerator Fund
San Francisco, CA
FlexLoan
Neighborhood Development
Q4 2019

logo

The San Francisco Housing Accelerator Fund
San Francisco, CA
FlexLoan
Neighborhood Development
Q4 2019

The San Francisco Housing Accelerator Fund (HAF) is an innovative nonprofit public-private partnership launched in 2017 with a goal to preserve and develop affordable housing. The HAF's powerful financial tools have accelerated the delivery of permanently affordable units throughout San Francisco, protecting low-income residents at risk of losing their homes, enabling working families to stay in the city, and helping to end chronic homelessness by expanding the supply of supportive housing.

Housing Partnership Fund
Chicago, Central Puget Sound, Baltimore-Washington, D.C. Area
FlexLoan
Neighborhood Development
Q2 2020

Housing Partnership Fund
Chicago, Central Puget Sound, Baltimore-Washington, D.C. Area
FlexLoan
Neighborhood Development
Q2 2020

Housing Partnership Fund (HPF) is a nonprofit CDFI that provides flexible, early stage loans for affordable housing development and preservation.  HPF serves nonprofit housing developers focused on uplifting low-income populations, using housing as a platform to leverage better health, school, and personal wealth building outcomes.

Chase Invest Detroit Fund
Detroit, MI
FlexLoan
Neighborhood Development
Q2 2014

logo

Chase Invest Detroit Fund
Detroit, MI
FlexLoan
Neighborhood Development
Q2 2014

The Chase Invest Detroit Fund is a community development loan fund managed by Invest Detroit. Launched in 2014, the Fund finances the rehabilitation and new construction of mixed-use real estate development, affordable multifamily housing and high-quality residential, commercial, and retail developments, as well as provides loan capital for small- and medium-sized businesses in Detroit’s neighborhoods, Midtown, and downtown.

Invest Detroit Foundation
Detroit, MI
FlexLoan
Neighborhood Development
Q1 2019

logo

Invest Detroit Foundation
Detroit, MI
FlexLoan
Neighborhood Development
Q1 2019

Invest Detroit is a nonprofit lender, investor, and partner that supports business and real estate projects that will ignite economic growth in Detroit and the region. Their goal is to increase density and job opportunities in a way that is strategic and inclusive.

National Association for Latino Community Asset Builders
National
FlexLoan
Neighborhood Development
Q4 2020

National Association for Latino Community Asset Builders
National
FlexLoan
Neighborhood Development
Q4 2020

NALCAB - National Association for Latino Community Asset Builders - strengthens the economy by advancing economic mobility for Latino communities. NALCAB is the hub of a national network of more than 120 mission-driven organizations in 40 states, Washington DC and Puerto Rico that are anchor institutions in geographically and ethnically diverse Latino communities across the US.

National Housing Trust Community Development Fund
Greater Washington, D.C. Area
FlexLoan
Neighborhood Development
Q3 2020

National Housing Trust Community Development Fund
Greater Washington, D.C. Area
FlexLoan
Neighborhood Development
Q3 2020

The National Housing Trust (NHT) protects, improves, and maintains existing affordable housing so that low-income families can live in quality neighborhoods with access to opportunities. NHT Lending is committed to providing access to flexible financing for the preservation and creation of affordable housing around the country.

The Southern Opportunity And Resilience (SOAR) Fund
Southern and Southeastern United States
FlexLoan
Small Business
Q2 2021

logo

The Southern Opportunity And Resilience (SOAR) Fund
Southern and Southeastern United States
FlexLoan
Small Business
Q2 2021

The Southern Opportunity And Resilience (SOAR) Fund provides flexible, affordable capital and free business support services to small businesses and nonprofits across the south and southeast to help them navigate and rebuild from the Covid-19 economic crisis.

The Bay's Future Fund
Northern California
FlexLoan
Neighborhood Development
Q4 2020

The Bay's Future Fund
Northern California
FlexLoan
Neighborhood Development
Q4 2020

The Bay's Future Fund, managed by Local Initiatives Support Corporation (LISC), is a loan fund that was created in collaboration with Partnership for the Bay’s Future to support the production and preservation of affordable homes in five Bay Area counties. Originated by LISC, the Corporation for Supportive Housing, and Capital Impact Partners, this loan fund is designed to address the lack of available affordable homes – a reality that disproportionately impacts households of color – by bridging funding gaps throughout the region’s rental housing market.

TruFund Financial Services
Louisiana, New York,  Texas
FlexLoan
Small Business
Q4 2020

logo

TruFund Financial Services
Louisiana, New York,  Texas
FlexLoan
Small Business
Q4 2020

TruFund is a minority led CDFI, with a mission to help historically disadvantaged individuals and communities create thriving and resilient small businesses and entrepreneurial ecosystems in order to close racial and economic disparities and ensure an inclusive and equitable society.

Bitwise Industries
National
Jobs and Skills
Equity
Q4 2020

Bitwise Industries
National
Jobs and Skills
Equity
Q4 2020

Bitwise is a tech ecosystem, activating human potential to elevate underdog cities around the country. It achieves this through its technology training, software consulting, and tech-focused real estate verticals.

Factory_OS
California
Equity
Neighborhood Development
Q1 2021

logo

Factory_OS
California
Equity
Neighborhood Development
Q1 2021

Factory_OS is a  volumetric production and construction technology company, utilizing innovative lean manufacturing approaches to drive down the costs and increase the supply of affordable housing.

Upswing
National
Equity
Jobs & Skills
Q1 2021

logo

Upswing
National
Equity
Jobs & Skills
Q1 2021

Upswing is a virtual assistant and student services platform focused on engaging non-traditional, adult, and online learners to prevent student dropouts.

Washington Housing Initiative
Washington, D.C.
Equity
Neighborhood Development
Q2 2019

logo

Washington Housing Initiative
Washington, D.C.
Equity
Neighborhood Development
Q2 2019

The Washington Housing Initiative is an innovative solution for the preservation and creation of affordable workforce housing in the metropolitan Washington, D.C. area.

Our Path Forward

Our Impact

Our Path Forward

A $30 billion commitment to advance racial equity