1990 - present   1983 - 1990
Effective Date Rate*   Effective Date Rate*
12-16-08 3.25%   07-31-89 10.50%
10-29-08 4.00%   06-05-89 11.00%
10-08-08 4.50%   02-24-89 11.50%
04-30-08 5.00%   02-10-89 11.00%
03-18-08 5.25%   11-28-88 10.50%
01-30-08 6.00%   08-11-88 10.00%
01-22-08 6.50%   07-14-88 9.50%
12-11-07 7.25%   05-11-88 9.00%
10-31-07 7.50%   02-02-88 8.50%
09-18-07 7.75%   11-05-87 8.75%
06-29-06 8.25%   10-22-87 9.00%
05-10-06 8.00%   10-07-87 9.25%
03-28-06 7.75%   09-04-87 8.75%
01-31-06 7.50%   05-15-87 8.25%
12-13-05 7.25%   05-01-87 8.00%
11-01-05 7.00%   04-02-87 7.75%
09-20-05 6.75%   08-26-86 7.50%
08-09-05 6.50%   07-11-86 8.00%
06-30-05 6.25%   04-21-86 8.50%
05-03-05 6.00%   03-07-86 9.00%
03-22-05 5.75%   06-18-85 9.50%
02-02-05 5.50%   05-20-85 10.00%
12-14-04 5.25%   01-15-85 10.50%
11-10-04 5.00%   12-19-84 10.75%
09-21-04 4.75%   11-28-84 11.25%
08-10-04 4.50%   11-26-84 11.50%
06-30-04 4.25%   11-07-84 11.75%
06-27-03 4.00%   10-29-84 12.00%
11-07-02 4.25%   10-16-84 12.50%
12-12-01 4.75%   09-27-84 12.75%
11-07-01 5.00%   06-25-84 13.00%
10-03-01 5.50%   05-08-84 12.50%
09-17-01 6.00%   04-05-84 12.00%
08-22-01 6.50%   03-19-84 11.50%
06-28-01 6.75%   08-08-83 11.00%
05-16-01 7.00%      
04-19-01 7.50%      
03-21-01 8.00%      
02-01-01 8.50%      
01-04-01 9.00%      
05-17-00 9.50%      
03-22-00 9.00%      
02-03-00 8.75%      
11-17-99 8.50%      
08-25-99 8.25%      
07-01-99 8.00%      
11-18-98 7.75%      
10-16-98 8.00%      
09-30-98 8.25%      
03-26-97 8.50%      
01-31-96 8.25%      
12-20-95 8.50%      
07-07-95 8.75%      
02-01-95 9.00%      
11-15-94 8.50%      
08-16-94 7.75%      
05-17-94 7.25%      
04-19-94 6.75%      
03-23-94 6.25%      
07-02-92 6.00%      
12-31-91 6.50%      
11-06-91 7.50%      
09-13-91 8.00%      
05-01-91 8.50%      
02-01-91 9.00%      
02-01-91 9.00%      
12-20-90 9.50%      
01-08-90 10.00%      

*Rates from Nov. 13, 2004 forward represent JPMorgan Chase Bank, NA. Prior rates represent Bank One, NA.