Local Consumer Commerce

The Local Consumer Commerce Index (LCCI) is a measure of the monthly year-over-year growth rate of everyday debit and credit card spending by over 64 million anonymized Chase customers across 14 metro areas in the US. The LCCI is an alternative view of the health and vibrancy of the US consumer and the places where consumers and businesses operate.

Regularly released, the LCCI will continue to describe the economic picture of local communities and provide a powerful tool for city development officials, businesses and investors, and statistical agencies to better understand the everyday economic health of consumers, businesses, and the places they care about.

Local Consumer Commerce — June 2018

Local Consumer Commerce increased by 3.4 percent year-over-year in June 2018, a 0.2 percentage point decrease from the 3.6 percent growth rate registered in May 2018. The widespread growth seen in May 2018 continued in June. With the exception of consumers over 65, growth contributions from all segments of age, income, residency, product type, and business size were positive for the second consecutive month. Likewise, all 14 metro areas tracked by the LCCI registered positive growth. Houston had the highest growth rate, with spending at local merchants increasing by 6.2 percent year-over-year. Consumers under the age of 35 continue to make positive contributions to growth, accounting for 2 percentage points of the 3.4 percent growth in June.

Download Report of the June 2018 Local Consumer Commerce Index update FAQs
Local Consumer Commerce Index - Jun 18: 3.4% Local Consumer Commerce Index - Jun 18: 3.4%

View Text Version Local Consumer Commerce Index graph

Starting with the August 2017 refresh, the Local Consumer Commerce Index readjusted its geographic scope to 14 metro areas, omitting Seattle. This decision was driven by a desire to streamline our lens to focus on local transactions, and due to merchant-specific transaction data changes.

Where is everyday spending growing?

Use this interactive map to view changes in the rate of everyday spending across 14 US cities and their surrounding metro areas over the past 24 months. Get even more information by viewing these data at the individual city level.

View the Map Where is everyday spending growing?

Map of the 'Where is retail spending growing?' data visualization