Local Consumer Commerce

The Local Consumer Commerce Index (LCCI) is a measure of the monthly year-over-year growth rate of everyday debit and credit card spending by over 64 million anonymized Chase customers across 14 metro areas in the US. The LCCI is an alternative view of the health and vibrancy of the US consumer and the places where consumers and businesses operate.

Regularly released, the LCCI will continue to describe the economic picture of local communities and provide a powerful tool for city development officials, businesses and investors, and statistical agencies to better understand the everyday economic health of consumers, businesses, and the places they care about.

Local Consumer Commerce — March 2018

Local Consumer Commerce increased by 2.3 percent year-over-year in March 2018, a 1.9 percentage point increase from the 0.4 percent increase in spending registered in February 2018. Of the 14 metro areas we track, 12 posted positive year-over-year growth rates, and only 2 experienced declines in spending. Spending by consumers in the top income quintile contributed 0.1 percentage points to overall growth, continuing a trend over the past year of consumers in this group dragging down spending growth less than they did in 2016. Consumers under the age of 35 contributed 1.9 percentage points to the 2.3 percent year-over-year growth. Houston's growth rate continues to be volatile, with the metro area posting a 6.1% increase in March.

Download Report of the March 2018 Local Consumer Commerce Index update FAQs
Local Consumer Commerce Index - Mar 18: 2.3% Local Consumer Commerce Index - Mar 18: 2.3%

View Text Version Local Consumer Commerce Index graph

Starting with the August 2017 refresh, the Local Consumer Commerce Index readjusted its geographic scope to 14 metro areas, omitting Seattle. This decision was driven by a desire to streamline our lens to focus on local transactions, and due to merchant-specific transaction data changes.

Where is everyday spending growing?

Use this interactive map to view changes in the rate of everyday spending across 14 US cities and their surrounding metro areas over the past 24 months. Get even more information by viewing these data at the individual city level.

View the Map Where is everyday spending growing? >

Map of the 'Where is retail spending growing?' data visualization