Local Consumer Commerce

The Local Consumer Commerce Index (LCCI) is a measure of the monthly year-over-year growth rate of everyday debit and credit card spending by over 64 million anonymized Chase customers across 14 metro areas in the US. The LCCI is an alternative view of the health and vibrancy of the US consumer and the places where consumers and businesses operate.

Regularly released, the LCCI will continue to describe the economic picture of local communities and provide a powerful tool for city development officials, businesses and investors, and statistical agencies to better understand the everyday economic health of consumers, businesses, and the places they care about.

Local Consumer Commerce — November 2017

Local Consumer Commerce grew by 1.8 percent between November 2016 and November 2017, rebounding from the negative growth registered in October 2017. Of the 14 metro areas we track, only the Atlanta and Chicago metro areas experienced negative year-over-year growth in November 2017. Younger consumers continued to contribute to growth, while older consumers subtracted from growth. Lower income consumers made strong contributions to growth, while growth contributions from consumers in the top income quintile remained flat. Growth contributions were positive regardless of consumer location relative to the merchant.

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Local Consumer Commerce Index - Nov 2017: 1.8% Local Consumer Commerce Index - Nov 2017: 1.8%

View Text Version Local Consumer Commerce Index graph

Starting with the August 2017 refresh, the Local Consumer Commerce Index readjusted its geographic scope to 14 metro areas, omitting Seattle. This decision was driven by a desire to streamline our lens to focus on local transactions, and due to merchant-specific transaction data changes.

Where is everyday spending growing?

Use this interactive map to view changes in the rate of everyday spending across 14 US cities and their surrounding metro areas over the past 24 months. Get even more information by viewing these data at the individual city level.

View the Map Where is everyday spending growing? >

Map of the 'Where is retail spending growing?' data visualization