Local Consumer Commerce

The Local Consumer Commerce Index (LCCI) is a measure of the monthly year-over-year growth rate of everyday debit and credit card spending by over 54 million anonymized Chase customers across 15 cities in the US. The LCCI is an alternative view of the health and vibrancy of the US consumer and the places where consumers and businesses operate.

Regularly released, the LCCI will continue to describe the economic picture of local communities and provide a powerful tool for city development officials, businesses and investors, and statistical agencies to better understand the everyday economic health of consumers, businesses, and the places they care about.

Local Consumer Commerce — November 2016

Local Consumer Commerce declined slightly in November, falling 0.1 percent between November 2015 and November 2016. This marks the fifth consecutive month of spending contractions, but the magnitude of these contractions has fallen continually since August. Nine of our 15 cities had higher growth rates in November compared to October. Small business growth contributions rebounded significantly to contribute 0.9 percentage points in November, but were negated by a 0.9 percentage point contraction in mid-sized business growth in that same month. Fuel spending contributed 0.1 percentage points to growth, breaking a trend of negative growth contributions in virtually every month since October 2014.

Download Report of the November 2016 Local Consumer Commerce Index update
Local Consumer Commerce Index - Nov 2016: -0.1% Growth Local Consumer Commerce Index - Nov 2016: -0.1% Growth

View Text Version Local Consumer Commerce Index graph

A previous version of the LCCI for November 2016 compared growth contractions in Houston to contractions in September 2016. The correct comparison is to October 2016 and is reflected in the current PDF.

Previous Updates

Where is everyday spending growing?

Use this interactive map to view changes in the rate of everyday spending across 15 US cities and their surrounding metro areas over the past 24 months. Get even more information by viewing these data at the individual city level.

View the Map Where is everyday spending growing? >

Map of the 'Where is retail spending growing?' data visualization