Local Consumer Commerce

The Local Consumer Commerce Index (LCCI) is a measure of the monthly year-over-year growth rate of everyday debit and credit card spending by over 60 million anonymized Chase customers across 15 metro areas in the US. The LCCI is an alternative view of the health and vibrancy of the US consumer and the places where consumers and businesses operate.

Regularly released, the LCCI will continue to describe the economic picture of local communities and provide a powerful tool for city development officials, businesses and investors, and statistical agencies to better understand the everyday economic health of consumers, businesses, and the places they care about.

Local Consumer Commerce — July 2017

Local Consumer Commerce declined by 1.4 percent between July 2016 and July 2017, ending a streak of positive year-over-year growth rates that began in February 2017. Out of the 15 metro areas we track, only 3 had positive year-over-year growth rates. Spending by consumers under 35 made positive contributions to growth, which was outweighed by subtractions from growth due to reductions in spending by consumers 35 and older. Similarly, spending at small businesses made positive contributions to growth, which was more than negated by spending reductions at mid-sized and large businesses.

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Local Consumer Commerce Index - July 2017: -1.4% Growth Local Consumer Commerce Index - July 2017: -1.4% Growth

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Previous Updates

June 2017 1.0%

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May 2017 1.4%

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Apr 2017 3.6%

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Where is everyday spending growing?

Use this interactive map to view changes in the rate of everyday spending across 15 US cities and their surrounding metro areas over the past 24 months. Get even more information by viewing these data at the individual city level.

View the Map Where is everyday spending growing? >

Map of the 'Where is retail spending growing?' data visualization