At JPMorganChase, we offer a meaningful retirement savings program to encourage you to save for retirement.

This section provides important information about your retirement savings benefits. The following Summary Plan Descriptions (SPDs) and corresponding Summary of Material Modifications (SMMs), when applicable, are included:

  • 401(k) Savings Plan – The JPMorgan Chase 401(k) Savings Plan (“401(k) Savings Plan”) is your opportunity to make saving and investment decisions for your long-term financial goals. This SPD summarizes for eligible participants the key rights, benefits and responsibilities under the 401(k) Savings Plan.
  • Retirement Plan – The JPMorgan Chase Retirement Plan (“Retirement Plan”) is now “frozen” and closed to new entrants. Prior to the freeze, participation in the Retirement Plan was automatic once you completed one year of total service. This SPD summarizes for eligible participants the key rights, benefits and responsibilities under the Retirement Plan.

401(k) Savings Plan Prospectus – This prospectus covers securities in the 401(k) Plan that have been registered under the Securities Act and is prepared and circulated in connection with JPMorganChase’s obligations under United States’ securities laws to shareholders. The prospectus is a separate document unrelated to the SPD for the 401(k) Savings Plan.

Retirement Savings Documents

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