Administration

This Health & Welfare Administration section of this website covers information that applies to the health and welfare benefit plans. It provides important information as required by the Employee Retirement Income Security Act of 1974 (ERISA) about the health and welfare benefit plans. This section is part of the summary plan description (SPD) of each of your JPMorgan Chase Health Care and Insurance Plans for Active Employees governed by ERISA. This section of the Guide also provides important information about certain benefits plans that are not governed by ERISA, such as the Group Personal Excess Liability Plan. This section, however,  does not apply to the Retirement Savings Plans and Retiree Benefits Program, as the applicable content are already embedded in their respective SPDs.

These documents are separated from the specific plan details to minimize repetition and to keep related information together. These documents together with the specific plan details are intended to be part of and complete the summary plan description (SPD) and/or plan document for a plan.  

• Plan Administration – Provides important administrative information and rights you have under the law regarding plan benefits, including your right to appeal.
• What Happens If… – Describes how different life changes and events can affect your benefits or provide you with opportunities to adjust your benefits coverage.
• Contacts – A full list of contact details for all JPMorganChase benefit plans.