Disability Plans: JPMorganChase recognizes how important income replacement can be to you and your family if you become disabled and cannot work. The Short-Term Disability Plan is designed to provide you with time off and short-term disability pay if you become unable to work because of an approved disability caused by illness or injury. The Long-Term Disability Plan generally pays a benefit if a disability keeps you out of work and you've exhausted your coverage under the Short-Term Disability Plan.

Life and Accident Insurance Plans: The JPMorganChase Life and Accident Insurance Plans provide eligible employees with the security that comes from knowing you have a complete package of insurance protection suited to your personal situation. You're automatically provided with certain company-paid life and business travel accident insurance to help provide financial protection to your beneficiaries if you become injured or die. You can also purchase employee and dependent supplemental term life insurance and accidental death and dismemberment insurance at group rates.

This section includes the following SPDs (and corresponding SMMs, when applicable):

  • Short-Term Disability (STD) Plan
  • Long-Term Disability (LTD) Plan, which includes Individual Disability Insurance (IDI)
  • Life and Accident Insurance (AD&D)

While the STD Plan is part of this Guide, the documentation for the plan is available at HR Policies.

Be sure to see important additional information in the Administration section of this website, in particular the documents titled About This Guide, What Happens If … and Plan Administration.

Life and Accident

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