Fintech innovation holds the promise of increasing financial inclusion and improving the financial health of millions of households across the United States.

Rapid change has become an everyday part of life for Americans.

In June 2016, the winners of the second Financial Solutions Lab challenge, focused on weathering financial shocks, were announced.

By Noah Wintroub, Vice Chairman of Investment Banking for J.P. Morgan and adviser to the Financial Solutions Lab.

By Janis Bowdler, Head of Financial Capability Initiatives at JPMorgan Chase & Co.

The nine winners of the Financial Solutions Lab's first competition leveraged technology to creatively tackle the pervasive problem of managing household cash flow.

How the Financial Solutions Lab aims to change how people manage financial volatility and build resiliency for the future.

Debt can be like a tornado, an ominous cloud that gathers force and threatens the safety and comfort of everyone in its path.