Risk Policy Committee

The purpose of the Board of Director's Risk Policy Committee ("DRPC") is to approve and periodically review the primary risk-management policies of the bank holding company's global operations and oversee the operation of the bank holding company's global risk management framework.

The Committee's responsibilities include oversight of management's exercise of its responsibility to assess and manage:

1 credit risk, market risk, structural interest rate risk, principal risk, liquidity risk, country risk and model risk;
2 the governance frameworks or policies for operational, fiduciary, reputational risks and New Business Initiative Approval (NBIA); and
3 capital and liquidity planning and analysis.



Linda B. Bammann
  James S. Crown (Chairman) 
Timothy P. Flynn
  Michael A. Neal