Manage and grow wealth

The overriding objective of our investment practice is to help you achieve success, however you define it. Within the context of your goals, we apply our disciplined investment framework and risk management tools. Our objective: deliver consistent returns that outpace their benchmarks. At every stage of the investment process — from strategy formulation, to implementation, to execution — JPMorgan has invested in the intellectual capabilities to meet your needs, however complex they may be.

An investment program centered on you
In the first phase of our process, we strive to learn about you in depth — your family responsibilities, your near- and long-term goals, your time horizon and tolerance for risk.

Enhanced asset allocation
Decisions about strategic asset allocation will have a major impact on your long-term investment results. While most firms base asset allocation decisions purely on a backward look at asset class performance, we take the additional step of incorporating a forward-looking view of market returns, risks and correlations. We also look beyond the traditional asset classes — stocks, bonds and cash — to incorporate alternative, absolute-return-based investments. To capture short-term opportunities or limit risks, we may recommend tactical adjustments to your asset allocation.

Rigorous portfolio construction
Believing that manager selection can add appreciably to returns, we pay close attention to the portfolio construction process. Using proprietary analytical tools, we select the blend of compatible managers that best matches your needs and risk tolerance.

A philosophy of guided choice
Unlike firms that are fund supermarkets, we take responsibility for identifying a targeted number of world-class investment solutions. Some come from within our family of managers and others from external firms. Whichever the case, we are unstinting in our due diligence. Learn more about our mutual fund investment principles for US private clients and International private clients.

Sophisticated risk management
Risk management is a vital component of our investment process. We manage risk by monitoring the complexities and risks of multi-class and multi-vehicle portfolios, synthesizing tactical views with investment policy to make or recommend re-balancing decisions, ensuring adherence to investment guidelines and reviewing performance relative to expectations.

Contact a JPMorgan Advisor to learn more about JPMorgan's investment services. Alternatively, you may contact any JPMorgan office.